Paper Title
Effect of Demographic Factors on Choice of Investment Avenues: A Study with reference to College Teachers in Assam
Article Identifiers
Authors
Narayan Kafle , Dr. Chayanika Senapati
Keywords
Assam, college teachers, demographic factors, Investment preference, investment schemes, provincialised colleges.
Abstract
In this paper an effort has been made to study the investment preference of the college teachers in Assam as well as how the select demographic factors have influenced the choice of investment schemes of the respondents. Based on the primary data collected from 384 college teachers working in various provincialised colleges of Assam, the study has found that the college teachers prefer to invest in low risk investment schemes offering fixed income whereas only a few percentages of respondents have made their investment in high risk investment schemes with volatile return. From the result of regression analysis, age and education level are found to have significant effect with respect to choice of low risk investment schemes. Similarly, education level, number of family members and monthly family income are found to have significant effect on choice of moderate risk bearing investment schemes. Finally, age of the respondents and marital status are found to have significant effect on the choice of high risk bearing investment options by the respondents and both of them have negative relationship with the choice.
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How To Cite (APA)
Narayan Kafle & Dr. Chayanika Senapati (September-2023). Effect of Demographic Factors on Choice of Investment Avenues: A Study with reference to College Teachers in Assam. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(9), b819-b830. https://ijnrd.org/papers/IJNRD2309195.pdf
Issue
Volume 8 Issue 9, September-2023
Pages : b819-b830
Other Publication Details
Paper Reg. ID: IJNRD_204631
Published Paper Id: IJNRD2309195
Downloads: 000121978
Research Area: Commerce
Country: Morigaon, Assam, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2309195.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2309195
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This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition
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