Effect of Demographic Factors on Choice of Investment Avenues: A Study with reference to College Teachers in Assam

Effect of Demographic Factors on Choice of Investment Avenues: A Study with reference to College Teachers in Assam

Registration ID: IJNRD_204631

Published ID: IJNRD2309195

DOI: Click Here to Get

Narayan Kafle , Dr. Chayanika Senapati

Assam, college teachers, demographic factors, Investment preference, investment schemes, provincialised colleges.

In this paper an effort has been made to study the investment preference of the college teachers in Assam as well as how the select demographic factors have influenced the choice of investment schemes of the respondents. Based on the primary data collected from 384 college teachers working in various provincialised colleges of Assam, the study has found that the college teachers prefer to invest in low risk investment schemes offering fixed income whereas only a few percentages of respondents have made their investment in high risk investment schemes with volatile return. From the result of regression analysis, age and education level are found to have significant effect with respect to choice of low risk investment schemes. Similarly, education level, number of family members and monthly family income are found to have significant effect on choice of moderate risk bearing investment schemes. Finally, age of the respondents and marital status are found to have significant effect on the choice of high risk bearing investment options by the respondents and both of them have negative relationship with the choice.

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"Effect of Demographic Factors on Choice of Investment Avenues: A Study with reference to College Teachers in Assam", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.8, Issue 9, page no.b819-b830, September-2023, Available :https://ijnrd.org/papers/IJNRD2309195.pdf

Volume 8 Issue 9, September-2023

Pages : b819-b830

Paper Reg. ID: IJNRD_204631

Published Paper Id: IJNRD2309195

Downloads: 000121123

Research Area: Commerce

Country: Morigaon, Assam, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2309195.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2309195

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

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