A STUDY OF SAVINGS AND INVESTMENT OF DELHI NCR WOMEN DURING PANDEMIC

Registration ID: IJNRD_193286

Published ID: IJNRDTH00029

: Click Here to Get

About Hard Copy and Transparent Peer Review Report

SWAPNIKA SINGH

Behavior savings investment

It is believed that the qualitative survey question accurately assesses the danger of an investment. It predicts real risk-taking behaviours in the trial even after evaluating precise, quantifiable qualities. It is important to note that, despite the fact that current research on gender differences in financial risk behaviour employs a variety of methodologies and strategies, it almost always comes to the same conclusion: Female members of society are significantly more cautious investors than male counterparts. There aren't many studies that specifically discuss women's investing habits. Women who want to achieve financial independence when they retire or maintain mortgaged homes when they pass away run the risk of not having the resources to do so if no personal financial planning has been done. In 40% of American households with children under the age of 18, women are the only or main providers, and married mothers have steadily higher levels of education than their spouses (Pew Research Centre, 2013). Fisher (2010) used information from the Consumer Finance Survey (SCF) from 2007 to investigate gender differences in personal savings behavior. 1171 individuals in total were included in the research. The study's sample set included both married and single people. To get a complete picture of the individual who makes investment decisions, this criterion was developed. As statistical techniques, the Liquidity Ratio test and logistic regression analysis were used. The independent variables included age, salary, risk tolerance, preferences, and consumption needs. A low risk tolerance group and a medium risk tolerance group were created from the respondents. In terms of risk tolerance distribution, men and women differed significantly from one another. The study's focus is on socioeconomic and demographic factors, as well as the investing possibilities that women have chosen. Women across the country suffer comparable gender discrimination issues, although their demographics, culture, and cultural factors differ. When it comes to saving and investing, a person's gender has a significant impact on his or her behavior. Earnings and investing have always been male domains in India. The function of the female in financial decision-making has been reduced to that of maintaining household finances.

Published Paper   E-Certificate

SWAPNIKA SINGH (April-2023). A STUDY OF SAVINGS AND INVESTMENT OF DELHI NCR WOMEN DURING PANDEMIC. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(4), 498-539. https://ijnrd.org/papers/IJNRDTH00029.pdf

Volume 8 Issue 4, April-2023

Pages : 498-539

Paper Reg. ID: IJNRD_193286

Published Paper Id: IJNRDTH00029

Research Area: Management

Author Type: Indian Author

Country: Lucknow, Uttar Pradesh, India

Published Paper PDF: https://ijnrd.org/papers/IJNRDTH00029.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRDTH00029

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

UGC CARE JOURNAL PUBLICATION | ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International UGC CARE JOURNAL PUBLICATION, Low Cost, Scholarly Open Access, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG

© 2026 - Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License. and The Open Definition. This article is distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0). 🛡️ Disclaimer: The content, data, and findings in this article are based on the authors’ research and have been peer-reviewed for academic purposes only. Readers are advised to verify all information before practical or commercial use. The journal and its editorial board are not liable for any errors, losses, or consequences arising from its use.

Call For Paper - Volume 11 | Issue 1 | January 2026

IJNRD is a Scholarly Open Access, Peer-Reviewed, Refereed, and UGC CARE Journal Publication with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost, and Transparent Peer Review Journal Publication that adheres to the New UGC CARE Transparent Peer-Reviewed Journal Policy and aligns with Scopus Journal Publication standards to ensure the highest level of research quality and credibility.

IJNRD offers comprehensive Journal Publication Services including indexing in all major databases and metadata repositories, Digital Object Identifier (Crossref DOI) assignment for each published article with additional fees, citation generation tools, and full Open Access visibility to enhance global research reach and citation impact.

The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse academic and professional fields. The journal promotes global knowledge exchange among researchers, developers, academicians, engineers, and practitioners, serving as a trusted platform for innovative, peer-reviewed journal publication and scientific collaboration.

Indexing Coverage: Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many other recognized academic repositories.

Transparent Peer Review Journal Publication: IJNRD operates a strict double-blind peer review system managed by 3000+ expert reviewers, ensuring ethical, unbiased, and high-quality review for every research paper.

For Indian Authors : Get a transparent peer review report from Scholar9.com for just ₹1000. View Sample Report

For Foreign Authors : A detailed peer review report is available through Scholar9.com for $20 USD. View Sample Report

Transparent Peer Review Journal Publication

⭐ Transparent Peer Review | 🕵️‍♂️ Double-Blind | 👨‍🏫 3000+ Expert Reviewers | 🇮🇳 Report for India Author ₹1000 | 🌐 Report for Foreign Author $20 | 📄 Sample Reports on Scholar9.com | 🌍 High Credibility | ⚖️ Ethical & Unbiased Evaluation

How to submit the paper?

By Our website

Click Here to Submit Paper Online

By Mail

Send your paper to editor@ijnrd.org

Recently, the UGC discontinued the UGC-CARE Journal List and introduced new parameters that allow publication in Transparent Peer-Reviewed (Refereed) Journals. IJNRD is Transparent Peer Review Journal Valid As per New UGC Notification.

You can now publish your research paper in IJNRD.ORG. IJNRD is a Transparent Peer-Reviewed Open Access (Refereed Journal), UGC and UGC CARE Approved, Crossref DOI, Multidisciplinary, Impact Factor calculate by Google Scholar. As an International, open-access, and online journal, Publishing with us ensures wider reach, academic credibility, and enhanced recognition for your work.

For more details, refer to the official notice: UGC Public Notice

⭐ Low Cost ₹1570 | 📚 UGC CARE Approved | 🔍 Peer-Reviewed | 🌐 Open Access | 🔗 Crossref DOI & Global Indexing | 📊 Google Scholar Impact Factor | 🧪 Multidisciplinary

Submit Paper Online  Call for Paper  About IJNRD UGC CARE Approval

Important Dates for Current issue

Paper Submission Open For: January 2026

Current Issue: Volume 11 | Issue 1 | January 2026

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Jan-2026

Notification of Review Result: Transparent peer review process - your paper is evaluated by experts, and you receive acceptance or rejection updates via email and SMS.

Publication of Paper: Once all documents are submitted, your paper is published without delay, and you can instantly download your certificate and confirmation letter online.

Frequency: Monthly (12 issue Annually).

Journal Type: IJNRD is an international open-access journal offering Low Cost Journal Publication, transparent Peer Review Journal Publication, Crossref DOI, and multidisciplinary research visibility under UGC CARE Approved Journal Publication.

Subject Category: Research Area

Approval, Licenses and Indexing: More Details

Call For Paper - Volume 11 | Issue 1 | January 2026

IJNRD.org offers low-cost journal publication starting at ₹1570 with UGC CARE Approved, refereed, peer-reviewed, open-access publishing. This multidisciplinary monthly journal, available in both online and print formats, features a strong Google Scholar-based impact factor of 8.76, Transparent Peer Review, CrossRef DOI, global indexing, fast publication, and complete metadata for maximum research visibility and citation impact across multidisciplinary domains.

Volume 11 | Issue 1 | January 2026 | IJNRD Transparent Peer Review Certificate | Submit Paper Online till 31-Jan-2026

⭐ UGC CARE Approved Refereed Journal | 🔍 Transparent Peer Review | 🌐 Open Access Publishing | 💰 Low-Cost ₹1570 | 🔗 CrossRef DOI & Global Indexing | 📊 Google Scholar Impact Factor 8.76 | 🧪 Multidisciplinary | Online & Print

Submit Paper Online