A STUDY OF SAVINGS AND INVESTMENT OF DELHI NCR WOMEN DURING PANDEMIC

A STUDY OF SAVINGS AND INVESTMENT OF DELHI NCR WOMEN DURING PANDEMIC

Registration ID: IJNRD_193286

Published ID: IJNRDTH00029

DOI: Click Here to Get

SWAPNIKA SINGH

Behavior savings investment

It is believed that the qualitative survey question accurately assesses the danger of an investment. It predicts real risk-taking behaviours in the trial even after evaluating precise, quantifiable qualities. It is important to note that, despite the fact that current research on gender differences in financial risk behaviour employs a variety of methodologies and strategies, it almost always comes to the same conclusion: Female members of society are significantly more cautious investors than male counterparts. There aren't many studies that specifically discuss women's investing habits. Women who want to achieve financial independence when they retire or maintain mortgaged homes when they pass away run the risk of not having the resources to do so if no personal financial planning has been done. In 40% of American households with children under the age of 18, women are the only or main providers, and married mothers have steadily higher levels of education than their spouses (Pew Research Centre, 2013). Fisher (2010) used information from the Consumer Finance Survey (SCF) from 2007 to investigate gender differences in personal savings behavior. 1171 individuals in total were included in the research. The study's sample set included both married and single people. To get a complete picture of the individual who makes investment decisions, this criterion was developed. As statistical techniques, the Liquidity Ratio test and logistic regression analysis were used. The independent variables included age, salary, risk tolerance, preferences, and consumption needs. A low risk tolerance group and a medium risk tolerance group were created from the respondents. In terms of risk tolerance distribution, men and women differed significantly from one another. The study's focus is on socioeconomic and demographic factors, as well as the investing possibilities that women have chosen. Women across the country suffer comparable gender discrimination issues, although their demographics, culture, and cultural factors differ. When it comes to saving and investing, a person's gender has a significant impact on his or her behavior. Earnings and investing have always been male domains in India. The function of the female in financial decision-making has been reduced to that of maintaining household finances.

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"A STUDY OF SAVINGS AND INVESTMENT OF DELHI NCR WOMEN DURING PANDEMIC", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.8, Issue 4, page no.498-539, April-2023, Available :https://ijnrd.org/papers/IJNRDTH00029.pdf

Volume 8 Issue 4, April-2023

Pages : 498-539

Paper Reg. ID: IJNRD_193286

Published Paper Id: IJNRDTH00029

Downloads: 000121216

Research Area: Management

Country: Lucknow, Uttar Pradesh, India

Published Paper PDF: https://ijnrd.org/papers/IJNRDTH00029.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRDTH00029

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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