Paper Title
Unveiling the Significance of Financial Self-Efficacy in Ahmedabad's Salaried Individuals
Article Identifiers
Authors
Dr Naisarg G. Shah
Keywords
Financial Self-Efficacy, Financial Well-Being, Salaried Individuals
Abstract
This study aims to explore the importance of financial self-efficacy within the population of salaried individuals residing in Ahmedabad city. The research objectives encompass an examination of salaried individuals' perceptions regarding the relevance of financial self-efficacy, as well as an investigation into the potential links between their demographic characteristics and these perceptions. The study collected data through interviews with a sample size of 200 salaried individuals, utilizing a closed-ended Likert scale questionnaire. The findings highlight a unanimous consensus among participants, underscoring the pivotal role of self-confidence in managing personal finances. This confidence is deemed essential for achieving financial well-being, making informed financial decisions, and reaching long-term financial objectives. Furthermore, the research identifies a significant relationship between age and the ability to manage personal finances, whereas years of experience and gender do not exhibit statistically significant associations. These results underscore the importance of promoting financial education and empowerment initiatives among salaried individuals to enhance their financial self-efficacy. Such efforts can contribute to the development of a financially resilient and prosperous community within Ahmedabad city.
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How To Cite (APA)
Dr Naisarg G. Shah (September-2023). Unveiling the Significance of Financial Self-Efficacy in Ahmedabad's Salaried Individuals. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(9), c227-c235. https://ijnrd.org/papers/IJNRD2309226.pdf
Issue
Volume 8 Issue 9, September-2023
Pages : c227-c235
Other Publication Details
Paper Reg. ID: IJNRD_205583
Published Paper Id: IJNRD2309226
Downloads: 000121984
Research Area: Engineering
Country: -, -, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2309226.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2309226
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This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition
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