Unveiling the Significance of Financial Self-Efficacy in Ahmedabad's Salaried Individuals

Unveiling the Significance of Financial Self-Efficacy in Ahmedabad's Salaried Individuals

Registration ID: IJNRD_205583

Published ID: IJNRD2309226

DOI: Click Here to Get

Dr Naisarg G. Shah

Financial Self-Efficacy, Financial Well-Being, Salaried Individuals

This study aims to explore the importance of financial self-efficacy within the population of salaried individuals residing in Ahmedabad city. The research objectives encompass an examination of salaried individuals' perceptions regarding the relevance of financial self-efficacy, as well as an investigation into the potential links between their demographic characteristics and these perceptions. The study collected data through interviews with a sample size of 200 salaried individuals, utilizing a closed-ended Likert scale questionnaire. The findings highlight a unanimous consensus among participants, underscoring the pivotal role of self-confidence in managing personal finances. This confidence is deemed essential for achieving financial well-being, making informed financial decisions, and reaching long-term financial objectives. Furthermore, the research identifies a significant relationship between age and the ability to manage personal finances, whereas years of experience and gender do not exhibit statistically significant associations. These results underscore the importance of promoting financial education and empowerment initiatives among salaried individuals to enhance their financial self-efficacy. Such efforts can contribute to the development of a financially resilient and prosperous community within Ahmedabad city.

Published Paper   E-Certificate

"Unveiling the Significance of Financial Self-Efficacy in Ahmedabad's Salaried Individuals", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.8, Issue 9, page no.c227-c235, September-2023, Available :https://ijnrd.org/papers/IJNRD2309226.pdf

Volume 8 Issue 9, September-2023

Pages : c227-c235

Paper Reg. ID: IJNRD_205583

Published Paper Id: IJNRD2309226

Downloads: 000121154

Research Area: Engineering

Country: -, -, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2309226.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2309226

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

Call For Paper - Volume 10 | Issue 8 | August 2025

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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world. IJNRD will provide an opportunity for practitioners and educators of engineering field to exchange research evidence, models of best practice and innovative ideas.

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