Paper Title

ANALYSING NON-PERFORMING ASSETS (NPA) IN PUBLIC AND PRIVATE SECTOR BANKS OF INDIA: A COMPARATIVE STUDY

Article Identifiers

Registration ID: IJNRD_192106

Published ID: IJNRD2304440

DOI: Click Here to Get

Authors

Dr. Ganatra Kashyap A

Keywords

NPA, Public Sector Banks, Private Sector Banks, Financial Performance

Abstract

The issue of Non-Performing Assets (NPA) in the banking sector has been a major concern in India, affecting the financial stability and performance of banks. This comparative study aims to analyse and compare the NPAs of selected public and private sector banks in India, and examine their impact on the financial performance of these banks over a period of five years from 2017-18 to 2021-22. The sample banks chosen for this study include three private sector banks, namely Axis Bank Ltd, HDFC Bank Ltd, and ICICI Bank Ltd, and three public sector banks, namely Bank of Baroda, Punjab National Bank, and State Bank of India. The study employs ratio analysis and regression techniques as tools for data analysis. The findings of the study will provide insights into the trends and patterns of NPAs in the selected banks, and their impact on financial performance. The results of this study will be useful for policymakers, regulators, and stakeholders in the banking sector to better understand the dynamics of NPAs and their implications for the performance of public and private sector banks in India.

How To Cite (APA)

Dr. Ganatra Kashyap A (April-2023). ANALYSING NON-PERFORMING ASSETS (NPA) IN PUBLIC AND PRIVATE SECTOR BANKS OF INDIA: A COMPARATIVE STUDY. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(4), e299-e311. https://ijnrd.org/papers/IJNRD2304440.pdf

Issue

Volume 8 Issue 4, April-2023

Pages : e299-e311

Other Publication Details

Paper Reg. ID: IJNRD_192106

Published Paper Id: IJNRD2304440

Downloads: 000122030

Research Area: Engineering

Country: -, -, -

Published Paper PDF: https://ijnrd.org/papers/IJNRD2304440.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2304440

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

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