“Digital Literacy and Awareness: Its Impact on Investors’ Perception towards Secure Stock Market Participation in India”

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Published ID: IJNRDG001064

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Mr. Kunal N. Kevat, Dr. Pratik K. Pastagiya

Digital Literacy, Digital Awareness, Investors’ Perception, Stock Market Participation, Cybersecurity

The quick digitalisation of financial markets has transformed stock market participation by enabling investors to approach trading platforms through digital and mobile applications. While digital technologies have expanded accessibility and inclusiveness, they have also increased investors’ exposure to cyber threats, misinformation, and security related risks. In this context, digital literacy and awareness play a crucial role in shaping investors’ perception towards secure stock market participation. The present study aims to examine the impact of digital literacy and awareness on investors’ perception towards secure stock market participation in India. The study is conceptual in nature and is based on secondary data collected from existing research articles, conference proceedings, academic journals, and published reports related to digital literacy, investor perception, cybersecurity, and online investment behaviour. The study synthesizes findings from previous research to understand how digital knowledge, awareness of cyber risks, and information reliability influence investors’ confidence and decision-making. The review of literature suggests that investors with higher levels of digital literacy and awareness watch to exhibit a more positive perception towards digital stock market participation and demonstrate greater preparedness against cyber threats. In contrast, inadequate awareness of cybersecurity risks and misinformation often results in negative perception, irrational decision-making, and increased vulnerability to digital scams. The study emphasizes the need for strengthening digital literacy and awareness initiatives to support educated, secure, and inclusive stock market participation. It concludes that enhancing digital awareness among investors is essential for supporting a resilient and digitally secure financial ecosystem in India.

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Mr. Kunal N. Kevat & Dr. Pratik K. Pastagiya (January-2026). “Digital Literacy and Awareness: Its Impact on Investors’ Perception towards Secure Stock Market Participation in India”. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 11(1), 511-516. https://ijnrd.org/papers/IJNRDG001064.pdf

Volume 11 Issue 1, January-2026

Pages : 511-516

Paper Reg. ID: IJNRD_312014

Published Paper Id: IJNRDG001064

Research Area: Other area not in list

Author Type: Indian Author

Country: -, -, India

Published Paper PDF: https://ijnrd.org/papers/IJNRDG001064.pdf

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