Assessment of Digital Financial literacy among College students

Registration ID: IJNRD_307411

Published ID: IJNRD2506279

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H. Bella Josepha, G. John

Financial System, Financial Technology, Digital Financial Literacy, Digital Divide, Digital Natives.

Technology has changed how the financial system operates as a whole. Technology and finance were combined to form the Financial Technology industry. Digital Natives mostly have a variety of electronic devices like computers, tablets, and smartphones, which they commonly use for leisure and less productively for financial aspects. Why digital natives are not using financial technology is a genuine issue; do they face issues with it? The intention of the research is to seek insight into the degree of digital financial literacy among students pursuing graduate and post-graduate degrees at St. Joseph's College in Tiruchirappalli. The research objectives and hypotheses were formulated. The sample size was 351, and sample units were selected using proportionate stratified random sampling. Online surveys and the appropriate instruments were employed as part of the research technique to measure students' degree of digital financial literacy. The analysis revealed that, on average, students accurately answered 64.87 percent of the queries about digital financial literacy, and also that 63.33 was the median score. The next objective was to examine the association between socioeconomic variables and the degree of digital financial literacy. Even if the current group of respondents is familiar with it, they do not use it adequately. In order to improve their lives, it came to light that there exists a persistent disparity within the degree of digital financial literacy. Priority in their higher education should be given to programmes that encourage digital financial literacy education and awareness. Success depends on both technological advancement and the ability of the person to use that technology to enrich their own circumstances.

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H. Bella Josepha & G. John (June-2025). Assessment of Digital Financial literacy among College students. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 10(6), c706-c712. https://ijnrd.org/papers/IJNRD2506279.pdf

Volume 10 Issue 6, June-2025

Pages : c706-c712

Paper Reg. ID: IJNRD_307411

Published Paper Id: IJNRD2506279

Research Area: Commerce All

Author Type: Indian Author

Country: Maduarai, Tamil Nadu, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2506279.pdf

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