Paper Title
The Impact of Interest Rate Changes on Amazon Spending
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Registration ID: IJNRD_307686
Published ID: IJNRD2506139
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Keywords
interest rates, Amazon, consumer behavior, online spending, EMI, BNPL, digital retail, monetary policy..
Abstract
This research paper looks into how Amazon customers change their spending patterns depending on interest rate changes. Changing interest rates by central banks affects consumer ability to borrow, the way people purchase items with credit and general spending. This study investigates how macroeconomic changes may influence what shoppers choose to spend on (discretionary or essential items), whether they take advantage of payment plans and their habits of shopping in different sectors. Based on the findings, online spending declines as interest rates go up and this effect is obvious among both young and middle-income populations. It appears that even some awareness of monetary policy can bring about real changes in people’s actions such as more cart abandonment, timid postponement of significant purchases and careful use of debt. The paper supports retailers and researchers by explaining how interest rates change the patterns of modern day online shopping.
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How To Cite (APA)
Shubham Singh (June-2025). The Impact of Interest Rate Changes on Amazon Spending. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 10(6), b265-b269. https://ijnrd.org/papers/IJNRD2506139.pdf
Issue
Volume 10 Issue 6, June-2025
Pages : b265-b269
Other Publication Details
Paper Reg. ID: IJNRD_307686
Published Paper Id: IJNRD2506139
Research Area: Management All
Author Type: Indian Author
Country: G.B. nagar, U.P, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2506139.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2506139
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