Paper Title
Impact of Microfinance on Poverty Incidence: A Study of Delhi Slum Households
Article Identifiers
Authors
Dr. Vandana Sethi
Keywords
Keywords: Microfinance, Poverty Alleviation, Household Consumption, Poverty Incidence, Credit Access
Abstract
The primary aim of microfinance is to provide credit to low-income households, enabling them to lift themselves out of entrenched poverty. While many researchers argue that microfinance loans can significantly reduce household poverty levels, others suggest that the impact is only modest. This paper examines the effect of microfinance on household poverty in Delhi, using primary data from 70 households in Delhi slums collected in 2016. The key findings indicate a 25 percent increase in monthly per capita expenditure (MPCE) and around 13 percentage point reduction in the poverty rate among MFI clients, suggesting that loans from MFIs have a positive effect on alleviating poverty, as evidenced by a decrease in the proportion of households living below the poverty line.
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How To Cite
"Impact of Microfinance on Poverty Incidence: A Study of Delhi Slum Households", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.9, Issue 8, page no.d118-d123, August-2024, Available :https://ijnrd.org/papers/IJNRD2408314.pdf
Issue
Volume 9 Issue 8, August-2024
Pages : d118-d123
Other Publication Details
Paper Reg. ID: IJNRD_226897
Published Paper Id: IJNRD2408314
Downloads: 000121193
Research Area: Arts
Country: New Delhi, Delhi, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2408314.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2408314
About Publisher
Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJNRD (IJ Publication) Janvi Wave
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This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition
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