Financial Inclusion Programs in India-A Study

Registration ID: IJNRD_226464

Published ID: IJNRD2408129

DOI: http://doi.one/10.1729/Journal.41030

Karnamkota Siva , Seelam Sreekanth , Dr. P. Mohan Reddy

Financial Inclusion Programs, RBI, Government of India, Financial Services

Finance is very important to every economy of nation irrespective of developing, developed and under developed countries. It plays very vital role in economy and country development. Raising and proper utilization of finance both are important. One strong financial system creates sustainable growth in economy. Though the financial inclusion we can achieve conscionable and inclusive growth of the nation. Financial inclusion means delivery of appropriate financial services at an affordable cost, on timely basis to vulnerable groups who lack of access to even the most basic banking services. Financial inclusion concept first started in India in 2005 by the RBI. By the RBI, FI (Financial Inclusion) report published every year in the month of July. RBI annual FI-Index, with three sub-indices, viz, ‘Access’, ‘Usage’, and ‘Quality’ computed for 2021 march stood at 53.9 scale, this is 43.4 in 2017 march ending. Recently the World Bank released a Findex (Financial Inclusion Index) Database 2021, in this world bank some points are highlighted and recommendations are also given to India. In this scenario the paper attempts to analyze for the financial inclusion, Indian government and bankers bank RBI what are the programs or initiatives adopted in recent years

Published Paper   E-Certificate

Karnamkota Siva, Seelam Sreekanth, & Dr. P. Mohan Reddy (August-2024). Financial Inclusion Programs in India-A Study. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(8), b386-b397. http://doi.one/10.1729/Journal.41030

Volume 9 Issue 8, August-2024

Pages : b386-b397

Paper Reg. ID: IJNRD_226464

Published Paper Id: IJNRD2408129

Downloads: 000121996

Research Area: Commerce

Country: Tirupati, Andhra Pradesh, India

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Crossref DOI: http://doi.one/10.1729/Journal.41030

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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