Inflation;s Impact on the Investment Strategies of Scheduled Commercial Banks: A Regression Analysis

Registration ID: IJNRD_226235

Published ID: IJNRD2408051

DOI: http://doi.one/10.1729/Journal.40935

Raman Ghuman , Rajkanwar Singh

Inflation, Scheduled Commercial Banks, Investment Strategies, Bank Investments, Time Series Analysis

The study investigates the impact of inflation on the investment strategies of Scheduled Commercial Banks (SCBs) in India, utilizing regression analysis. By analyzing data from 2018 to 2023, the research explores whether there is an impact of inflation on the allocation of various financial instruments, including statutory liquidity ratio (SLR) securities, commercial papers, and bonds issued by public and private sectors, in SCBs’ investment portfolios. The findings indicate that inflation significantly affects certain investment categories, suggesting that SCBs must consider inflation forecasts in their strategic planning to optimize returns and manage risks effectively. This research provides critical insights for policymakers and bank portfolio managers in refining investment strategies under varying inflationary conditions.

Published Paper   E-Certificate

Raman Ghuman & Rajkanwar Singh (August-2024). Inflation;s Impact on the Investment Strategies of Scheduled Commercial Banks: A Regression Analysis. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(8), a557-a565. http://doi.one/10.1729/Journal.40935

Volume 9 Issue 8, August-2024

Pages : a557-a565

Paper Reg. ID: IJNRD_226235

Published Paper Id: IJNRD2408051

Downloads: 000121985

Research Area: Commerce

Country: Chandigarh, Chandigarh, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2408051.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2408051

Crossref DOI: http://doi.one/10.1729/Journal.40935

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse fields. Its goal is to promote global scientific information exchange among researchers, developers, engineers, academicians, and practitioners. IJNRD serves as a platform where educators and professionals can share research evidence, models of best practice, and innovative ideas, contributing to academic growth and industry relevance.

Indexing Coverage includes Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many more recognized academic repositories.

How to submit the paper?

Important Dates for Current issue

Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

Publication of Paper: Within 01-02 Days after Submititng documents.

Frequency: Monthly (12 issue Annually).

Journal Type: IJNRD is an International Peer-reviewed, Refereed, and Open Access Journal with Transparent Peer Review as per the new UGC CARE 2025 guidelines, offering low-cost multidisciplinary publication with Crossref DOI and global indexing.

Subject Category: Research Area

Call for Paper: More Details