Paper Title

A study on the awareness of financial literacy among women in Vadodara

Article Identifiers

Registration ID: IJNRD_222260

Published ID: IJNRD2405617

DOI: Click Here to Get

Authors

Smiti Ranjit Mandal , Dr. M Sumetha , Ganesh Shivdas Mali

Keywords

-Financial Literacy, Awareness, Empowerment, Financial Behavior, Financial Education and Socio Demographic Factor.

Abstract

This research paper explores the awareness of financial literacy among women in Vadodara, India, with a focus on identifying the factors influencing their financial knowledge and decision-making. The study aims to address the existing gap in financial literacy among women, recognizing the importance of empowering women with the knowledge and skills to make informed financial decisions. Through a comprehensive analysis of the sources, methods, and frequency of financial education and information for women in Vadodara, the research examines the impact of financial attitudes, preferences, and behaviors on women's financial well-being and empowerment. By investigating the challenges and barriers that hinder the financial literacy of women in Vadodara, such as lack of awareness, confidence, trust, and motivation, the study seeks to pave the way for targeted interventions and educational initiatives that can bridge the gap in financial knowledge. Factors such as education, income level, and access to financial resources are identified as key influencers of women's financial literacy levels in Vadodara. Enhancing financial literacy among women is seen as a crucial step towards empowering them to make informed financial decisions, plan for the future, and achieve economic independence The findings of this research underscore the significance of addressing the gender gap in financial literacy and implementing initiatives to enhance the financial knowledge and decision-making capabilities of women in Vadodara. The implications of this study extend beyond Vadodara, serving as a foundation for future initiatives aimed at promoting financial literacy among women in other regions. By equipping women with the necessary knowledge and skills to navigate personal finance, societies can foster economic empowerment, gender equality, and overall financial well-being.

How To Cite (APA)

Smiti Ranjit Mandal, Dr. M Sumetha , & Ganesh Shivdas Mali (May-2024). A study on the awareness of financial literacy among women in Vadodara . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(5), g131-g138. https://ijnrd.org/papers/IJNRD2405617.pdf

Issue

Volume 9 Issue 5, May-2024

Pages : g131-g138

Other Publication Details

Paper Reg. ID: IJNRD_222260

Published Paper Id: IJNRD2405617

Downloads: 000122000

Research Area: Management

Country: Vadodara, Gujarat, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2405617.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2405617

About Publisher

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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Call For Paper

Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Important Dates for Current issue

Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

Publication of Paper: Within 01-02 Days after Submititng documents.

Frequency: Monthly (12 issue Annually).

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Subject Category: Research Area

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