Paper Title

Analytical study on merger of Punjab National Bank, Oriental Bank of Commerce and United Bank of India

Article Identifiers

Registration ID: IJNRD_220368

Published ID: IJNRD2405385

DOI: Click Here to Get

Authors

Lalitha V , Gyanmayee Panirgrahi

Keywords

ratio analysis, operational efficiency

Abstract

The Indian banking industry has experienced significant expansion, as demonstrated by the amalgamation of Punjab National Bank with Oriental Bank of Commerce and United Bank of India. Ratio analysis is a key technique used in this research, which explores the combined entity's financial performance. The research assesses liquidity, solvency, operational efficiency, and asset quality by looking at ratios three years before and after the merger. The results indicate significant improvements in the bank's asset base and market share following the merger. Ratio analysis is a powerful tool for evaluating the feasibility and effectiveness of mergers, offering valuable perspectives on how the consolidation has improved the bank's overall financial stability and operational effectiveness

How To Cite (APA)

Lalitha V & Gyanmayee Panirgrahi (May-2024). Analytical study on merger of Punjab National Bank, Oriental Bank of Commerce and United Bank of India. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(5), d763-d771. https://ijnrd.org/papers/IJNRD2405385.pdf

Issue

Volume 9 Issue 5, May-2024

Pages : d763-d771

Other Publication Details

Paper Reg. ID: IJNRD_220368

Published Paper Id: IJNRD2405385

Downloads: 000121990

Research Area: Commerce

Country: Bangalore, Karnataka, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2405385.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2405385

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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Call For Paper

Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Important Dates for Current issue

Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

Publication of Paper: Within 01-02 Days after Submititng documents.

Frequency: Monthly (12 issue Annually).

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Subject Category: Research Area

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