A STUDY ON FINANCIAL RISK MANAGEMENT IN INDIAN BANKING SECTOR: EVALUATING RISK MANAGEMENT STRATEGIES ADOPTED BY INDIAN BANKS IN THE FACE OF ECONOMIC UNCERTAINTIES AND REGULATORY CHANGES.

A STUDY ON FINANCIAL RISK MANAGEMENT IN INDIAN BANKING SECTOR: EVALUATING RISK MANAGEMENT STRATEGIES ADOPTED BY INDIAN BANKS IN THE FACE OF ECONOMIC UNCERTAINTIES AND REGULATORY CHANGES.

Registration ID: IJNRD_219286

Published ID: IJNRD2404718

DOI: Click Here to Get

Govind R Menon

CAMELS, Non-performing assets, Basel norms, Risk management.

Financial risk management in the Indian banking sector plays a crucial role in safeguarding financial institutions against potential economic uncertainties and regulatory changes. Indian banks are faced with the challenge of managing various risks such as credit risk, market risk, liquidity risk, and operational risk to ensure financial stability and sustainable growth. In response to these challenges, Indian banks have adopted various risk management strategies to mitigate risks and enhance their resilience in the face of changing economic conditions and regulatory environments. One of the key strategies adopted by Indian banks is the implementation of robust risk assessment frameworks that incorporate advanced risk measurement techniques and models to evaluate and quantify risks accurately. Moreover, Indian banks have also focused on enhancing their risk governance practices by establishing dedicated risk management committees and appointing experienced risk management professionals to oversee and monitor risk management activities. These initiatives are aimed at improving risk transparency, accountability, and decision-making processes within financial institutions. Furthermore, Indian banks have increasingly emphasized on diversifying their risk exposures through effective risk hedging strategies such as derivatives and insurance products to reduce the impact of adverse market movements and fluctuations. Additionally, banks have also invested in advanced technology and risk management systems to enhance their risk monitoring and reporting capabilities, enabling them to proactively identify and address potential risks. In the face of economic uncertainties and regulatory changes, Indian banks have recognized the importance of stress testing and scenario analysis to assess their resilience to adverse market conditions and regulatory requirements. By conducting stress tests and simulations, banks can identify potential vulnerabilities and develop contingency plans to mitigate risks and ensure business continuity. Overall, the evolving landscape of financial risk management in the Indian banking sector underscores the importance of proactive risk management strategies and robust risk governance practices to navigate through uncertainties and regulatory challenges effectively. Indian banks continue to adopt innovative approaches and best practices in risk management to enhance their competitive edge, strengthen their financial resilience, and maintain trust and confidence among stakeholders in the dynamic and unpredictable business environment.

Published Paper   E-Certificate

"A STUDY ON FINANCIAL RISK MANAGEMENT IN INDIAN BANKING SECTOR: EVALUATING RISK MANAGEMENT STRATEGIES ADOPTED BY INDIAN BANKS IN THE FACE OF ECONOMIC UNCERTAINTIES AND REGULATORY CHANGES.", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.9, Issue 4, page no.h130-h148, April-2024, Available :https://ijnrd.org/papers/IJNRD2404718.pdf

Volume 9 Issue 4, April-2024

Pages : h130-h148

Paper Reg. ID: IJNRD_219286

Published Paper Id: IJNRD2404718

Downloads: 000121438

Research Area: Commerce

Country: Bengaluru, Karnataka, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2404718.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2404718

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

Call For Paper - Volume 10 | Issue 8 | August 2025

IJNRD is Scholarly open access journals, Peer-reviewed, and Refereed Journals, High Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool), Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) with Open-Access Publications.

INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world. IJNRD will provide an opportunity for practitioners and educators of engineering field to exchange research evidence, models of best practice and innovative ideas.

Indexing In Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar | AI-Powered Research Tool, Microsoft Academic, Academia.edu, arXiv.org, Research Gate, CiteSeerX, ResearcherID Thomson Reuters, Mendeley : reference manager, DocStoc, ISSUU, Scribd, and many more

How to submit the paper?

Important Dates for Current issue

Paper Submission Open For: August 2025

Current Issue: Volume 10 | Issue 8

Last Date for Paper Submission: Till 31-Aug-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

Publication of Paper: Within 01-02 Days after Submititng documents.

Frequency: Monthly (12 issue Annually).

Journal Type: International Peer-reviewed, Refereed, and Open Access Journal.

Subject Category: Research Area