Financial performance of private sector banks with reference to ICICI and other selected banks

Registration ID: IJNRD_218658

Published ID: IJNRD2404621

DOI: Click Here to Get

Rohitha sabbineni

Banks, Performance, Ratios, Variance Analysis, ANOVA

For the development of the economy of the country, a sound, effective and hassle- free banking system is important. A study is conducted to compare the financial performance of the ICICI bank with major selected banks in the same private sector. The objective of the study was to compare the performance of ICICI bank with major selected banks. The selected banks for the study are AXIS, HDFC and Kotak Mahindra. The ratios taken for the study are Interest spread, Net profit margin, return on net worth, Total assets turnover ratio, return on assets, Credit deposit ratio, Cash deposit ratio and Liquid assets to demand deposit. The sample for the study taken was 5 years (2018 to 2023) of financial statements. To analyze the variance of the mean among the selected banks, Variance analysis and ANOVA test has been conducted. Through analysis it is found that the ICICI bank has achieved a better position on net profit margin and debt coverage ratio with positive differences in comparison of ICICI Bank and selected private banks. On the contrary it has not fared well in terms of Return on Assets, Return on Net worth, total assets ratio. The main recommendation of the study is Merger of Axis bank and ICICI which has more potential in terms net worth and return on assets. The combination of these two banks will become the greatest private bank in India and shall be easy to expand in the world.

Published Paper   E-Certificate

Rohitha sabbineni (April-2024). Financial performance of private sector banks with reference to ICICI and other selected banks . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(4), g197-g225. https://ijnrd.org/papers/IJNRD2404621.pdf

Volume 9 Issue 4, April-2024

Pages : g197-g225

Paper Reg. ID: IJNRD_218658

Published Paper Id: IJNRD2404621

Downloads: 000121993

Research Area: Commerce

Country: Bangalore , Karnataka , India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2404621.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2404621

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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