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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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Issue: May 2024
Volume 9 | Issue 5
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| Paper Title: | “Money in the Digital Age: A Comprehensive Analysis of UPI and Central Banking Digital Currency in India” |
| Authors Name: | Dr.E.Vanajakshi |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_218908
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| Published Paper Id: | IJNRD2404584 |
| Published In: | Volume 9 Issue 4, April-2024 |
| DOI: | |
| Abstract: | Since 2016, the Government of India has pushed for the widespread adoption of smartphone-based payment apps—advancement in technology digitalization of banking services, and change in the form of money. An example of this is the Unified Payments Interface (UPI) that is already in use and the emerging Central Banking Digital Currency (CBDC) which is under pilot study. The study has three basic goals: understanding the concepts of UPI and CBDC, analyzing their key aspects, and evaluating the associated components. The study uses a systematic review technique to synthesize current material, focusing on studies that analyze UPI's technological architecture, security aspects, and developmental advantages. Furthermore, it goes into historical monetary system movements to better understand the causes and potential benefits of CBDC adoption. The review analyses consumer resistance characteristics, such as privacy and security concerns, that influence UPI adoption and investigates the relationship between cash use and CBDC demand. |
| Keywords: | CBDC (Central Banking Digital Currency), UPI (Unified Payment Interface) |
| Cite Article: | "“Money in the Digital Age: A Comprehensive Analysis of UPI and Central Banking Digital Currency in India”", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.9, Issue 4, page no.f691-f698, April-2024, Available :http://www.ijnrd.org/papers/IJNRD2404584.pdf |
| Downloads: | 00028 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2404584 Registration ID: 218908 Published In: Volume 9 Issue 4, April-2024 DOI (Digital Object Identifier): Page No: f691-f698 Country: -, -, India Research Area: Engineering Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2404584 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2404584 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
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