Paper Title
Credit Risk Management and Measurement - Empirical Model in the Banking System
Article Identifiers
Authors
Nandini Parmar , Yashesh Zaveri , Shruti Mishra
Keywords
Credit risk management, Banking system, Empirical investigation, Risk identification, Empirical model, Risk management practices, financial stability
Abstract
This research paper presents an empirical investigation into credit risk management and measurement within the banking system. Credit risk, a fundamental concern for financial institutions, necessitates robust models for its identification, assessment, and mitigation. Utilizing a dataset spanning diverse banking environments, this study develops and evaluates an empirical model for credit risk management. The model integrates various risk factors such as borrower characteristics, macroeconomic indicators, and financial market conditions to provide a comprehensive assessment of credit risk. Through rigorous empirical analysis, the efficacy of the proposed model is assessed, shedding light on its applicability and effectiveness in enhancing the risk management practices of banking institutions. The findings of this research contribute to the existing literature on credit risk management by offering insights into the development and validation of an empirical model tailored to the banking sector. By empirically testing the proposed model on a diverse dataset, this study provides empirical evidence regarding its performance and reliability. These insights have significant implications for banking practitioners, regulators, and policymakers, offering a framework for enhancing credit risk management practices within the banking system. Additionally, the research underscores the importance of continuously refining and adapting risk management models to address evolving market dynamics and regulatory requirements, thereby fostering financial stability and resilience in the banking sector.
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How To Cite (APA)
Nandini Parmar, Yashesh Zaveri , & Shruti Mishra (April-2024). Credit Risk Management and Measurement - Empirical Model in the Banking System. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(4), d267-d275. https://ijnrd.org/papers/IJNRD2404332.pdf
Issue
Volume 9 Issue 4, April-2024
Pages : d267-d275
Other Publication Details
Paper Reg. ID: IJNRD_218322
Published Paper Id: IJNRD2404332
Downloads: 000121990
Research Area: Management
Country: Vadodara , Gujarat, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2404332.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2404332
About Publisher
Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
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Licence
This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition
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