An analytical purview of the impact of UPI payments on financial business sector and financial inclusion

An analytical purview of the impact of UPI payments on financial business sector and financial inclusion

Registration ID: IJNRD_216827

Published ID: IJNRD2403572

DOI: Click Here to Get

Mohammed Shayaan B , Shyam Agarwal , Ravi Bansal , Abishek

UPI Payments, Financial Inclusion, Business Sector, Impact of UPI System

ABSTRACT This study explores the analytical purview of Unified Payments Interface (UPI) payments on financial inclusion and the business sector. While questionnaires provide valuable primary data, limitations like sample bias and potential for misreporting necessitate a multifaceted approach. Combining survey data with official statistics and incorporating qualitative interviews with both individuals and businesses can offer a more comprehensive understanding. The study acknowledges that the time frame might not capture the full impact on evolving businesses and the long-term trends of UPI's influence. Looking ahead, the future scope of UPI payments presents exciting possibilities for further financial inclusion and business sector transformation. These include features like UPI AutoPay simplifying financial management, Buy Now, Pay Later services boosting sales, and embedded functionalities streamlining transactions. Additionally, expanding UPI for cross-border transactions could reshape international trade and global financial inclusion. By acknowledging limitations and exploring future potential, researchers can gain a deeper understanding of UPI's role in shaping the financial landscape.

Published Paper   E-Certificate

"An analytical purview of the impact of UPI payments on financial business sector and financial inclusion", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.9, Issue 3, page no.f620-f644, March-2024, Available :https://ijnrd.org/papers/IJNRD2403572.pdf

Volume 9 Issue 3, March-2024

Pages : f620-f644

Paper Reg. ID: IJNRD_216827

Published Paper Id: IJNRD2403572

Downloads: 000121252

Research Area: Management

Country: Bengaluru, Karnataka, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2403572.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2403572

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world. IJNRD will provide an opportunity for practitioners and educators of engineering field to exchange research evidence, models of best practice and innovative ideas.

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