Paper Title
An analytical purview of the impact of UPI payments on financial business sector and financial inclusion
Article Identifiers
Authors
Mohammed Shayaan B , Shyam Agarwal , Ravi Bansal , Abishek
Keywords
UPI Payments, Financial Inclusion, Business Sector, Impact of UPI System
Abstract
ABSTRACT This study explores the analytical purview of Unified Payments Interface (UPI) payments on financial inclusion and the business sector. While questionnaires provide valuable primary data, limitations like sample bias and potential for misreporting necessitate a multifaceted approach. Combining survey data with official statistics and incorporating qualitative interviews with both individuals and businesses can offer a more comprehensive understanding. The study acknowledges that the time frame might not capture the full impact on evolving businesses and the long-term trends of UPI's influence. Looking ahead, the future scope of UPI payments presents exciting possibilities for further financial inclusion and business sector transformation. These include features like UPI AutoPay simplifying financial management, Buy Now, Pay Later services boosting sales, and embedded functionalities streamlining transactions. Additionally, expanding UPI for cross-border transactions could reshape international trade and global financial inclusion. By acknowledging limitations and exploring future potential, researchers can gain a deeper understanding of UPI's role in shaping the financial landscape.
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How To Cite (APA)
Mohammed Shayaan B, Shyam Agarwal, Ravi Bansal, & Abishek (March-2024). An analytical purview of the impact of UPI payments on financial business sector and financial inclusion. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(3), f620-f644. https://ijnrd.org/papers/IJNRD2403572.pdf
Issue
Volume 9 Issue 3, March-2024
Pages : f620-f644
Other Publication Details
Paper Reg. ID: IJNRD_216827
Published Paper Id: IJNRD2403572
Downloads: 000121991
Research Area: Management
Country: Bengaluru, Karnataka, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2403572.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2403572
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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
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This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition
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