Paper Title
Philosophy of Digital Economy and the phobia of Traditional banking in Nigeria.
Article Identifiers
Registration ID: IJNRD_214630
Published ID: IJNRD2403055
: Click Here to Get
About Hard Copy and Transparent Peer Review Report
Keywords
Digital Economy, Bitcoin, Crypto currency, Central Bank of Nigeria
Abstract
ABSTRACT Change is the only thing that is constant in life. Despite the inherent truism in this statement, man finds it difficult to totally adapt to changes and tries to resist it in favour of their perceived comfort zone. The philosophy of the digital economy encapsulates the principles that direct the ways we understand and analyze the digital age in contemporary economy. The traditional banking system in Nigeria seemed threatened by the upsurge of digital currency; this is due to its decentralization. They feared the direct impact it will have in the banking sector as a whole. This paper delves into the effect digital currency has in the Nigerian traditional banking sector and how the rise of Crypto conscious generation of Nigerians has changed the economy. Questions to be resolved are why the Central Bank of Nigeria ban Crypto currency transactions in 2021, did the ban improve banking or the economy? What is its implication in Nigerian?.
Downloads
How To Cite (APA)
John Nwanegbo-Ben, Uchechukwu Anthony Nwobi, John Ezenwankwo, George Mbara , & Praise Obialo (March-2024). Philosophy of Digital Economy and the phobia of Traditional banking in Nigeria.. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(3), a505-a516. https://ijnrd.org/papers/IJNRD2403055.pdf
Issue
Volume 9 Issue 3, March-2024
Pages : a505-a516
Other Publication Details
Paper Reg. ID: IJNRD_214630
Published Paper Id: IJNRD2403055
Research Area: Social Science and Humanitiesรย
Author Type: Foreign Author
Country: Owerri, Imo, Nigeria
Published Paper PDF: https://ijnrd.org/papers/IJNRD2403055.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2403055
About Publisher
Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
UGC CARE JOURNAL PUBLICATION | ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
An International UGC CARE JOURNAL PUBLICATION, Low Cost, Scholarly Open Access, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG
Copyright & License
ยฉ 2026 - Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License. and The Open Definition.
This article is distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0).
๐ก๏ธ Disclaimer: The content, data, and findings in this article are based on the authorsโ research and have been peer-reviewed for academic purposes only. Readers are advised to verify all information before practical or commercial use.
The journal and its editorial board are not liable for any errors, losses, or consequences arising from its use.
Publication Timeline
Article Preview: View Full Paper
Call For Paper
IJNRD is a Scholarly Open Access, Peer-Reviewed, Refereed, and UGC CARE Journal Publication with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost, and Transparent Peer Review Journal Publication that adheres to the New UGC CARE Transparent Peer-Reviewed Journal Policy and aligns with Scopus Journal Publication standards to ensure the highest level of research quality and credibility.
IJNRD offers comprehensive Journal Publication Services including indexing in all major databases and metadata repositories, Digital Object Identifier (Crossref DOI) assignment for each published article with additional fees, citation generation tools, and full Open Access visibility to enhance global research reach and citation impact.
The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse academic and professional fields. The journal promotes global knowledge exchange among researchers, developers, academicians, engineers, and practitioners, serving as a trusted platform for innovative, peer-reviewed journal publication and scientific collaboration.
Indexing Coverage: Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many other recognized academic repositories.
Transparent Peer Review Journal Publication: IJNRD operates a strict double-blind peer review system managed by 3000+ expert reviewers, ensuring ethical, unbiased, and high-quality review for every research paper.
For Indian Authors : Get a transparent peer review report from Scholar9.com for just โน1000. View Sample Report
For Foreign Authors : A detailed peer review report is available through Scholar9.com for $20 USD. View Sample Report
Transparent Peer Review Journal Publication
โญ Transparent Peer Review | ๐ต๏ธโโ๏ธ Double-Blind | ๐จโ๐ซ 3000+ Expert Reviewers | ๐ฎ๐ณ Report for India Author โน1000 | ๐ Report for Foreign Author $20 | ๐ Sample Reports on Scholar9.com | ๐ High Credibility | โ๏ธ Ethical & Unbiased Evaluation
How to submit the paper?
By Our website
Click Here to Submit Paper Online
Recently, the UGC discontinued the UGC-CARE Journal List and introduced new parameters that allow publication in Transparent Peer-Reviewed (Refereed) Journals. IJNRD is Transparent Peer Review Journal Valid As per New UGC Notification.
You can now publish your research paper in IJNRD.ORG. IJNRD is a Transparent Peer-Reviewed Open Access (Refereed Journal), UGC and UGC CARE Approved, Crossref DOI, Multidisciplinary, Impact Factor calculate by Google Scholar. As an International, open-access, and online journal, Publishing with us ensures wider reach, academic credibility, and enhanced recognition for your work.
For more details, refer to the official notice: UGC Public Notice
โญ Low Cost โน1570 | ๐ UGC CARE Approved | ๐ Peer-Reviewed | ๐ Open Access | ๐ Crossref DOI & Global Indexing | ๐ Google Scholar Impact Factor | ๐งช Multidisciplinary
Submit Paper Online Call for Paper About IJNRD UGC CARE Approval
Important Dates for Current issue
Paper Submission Open For: April 2026
Current Issue: Volume 11 | Issue 4 | April 2026
Impact Factor: 8.76
Last Date for Paper Submission: Till 30-Apr-2026
Notification of Review Result: Transparent peer review process - your paper is evaluated by experts, and you receive acceptance or rejection updates via email and SMS.
Publication of Paper: Once all documents are submitted, your paper is published without delay, and you can instantly download your certificate and confirmation letter online.
Frequency: Monthly (12 issue Annually).
Journal Type: IJNRD is an international open-access journal offering Low Cost Journal Publication, transparent Peer Review Journal Publication, Crossref DOI, and multidisciplinary research visibility under UGC CARE Approved Journal Publication.
Subject Category: Research Area
Approval, Licenses and Indexing: More Details
Call For Paper - Volume 11 | Issue 4 | April 2026
IJNRD.org offers low-cost journal publication starting at โน1570 with UGC CARE Approved, refereed, peer-reviewed, open-access publishing. This multidisciplinary monthly journal, available in both online and print formats, features a strong Google Scholar-based impact factor of 8.76, Transparent Peer Review, CrossRef DOI, global indexing, fast publication, and complete metadata for maximum research visibility and citation impact across multidisciplinary domains.
Volume 11 | Issue 4 | April 2026 | IJNRD Transparent Peer Review Certificate | Submit Paper Online
โญ UGC CARE Approved Refereed Journal | ๐ Transparent Peer Review | ๐ Open Access Publishing | ๐ฐ Low-Cost โน1570 | ๐ CrossRef DOI & Global Indexing | ๐ Google Scholar Impact Factor 8.76 | ๐งช Multidisciplinary | Online & Print
Submit Paper Online
