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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016
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Impact Factor : 8.76

Issue per Year : 12

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Paper Title: THE EFFECT OF FINANCIAL LITERACY AND ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOUR AND SATISFACTION
Authors Name: Prateek Pathak , Dr. Navita Nathani
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IJNRD_214489
Published Paper Id: IJNRD2402346
Published In: Volume 9 Issue 2, February-2024
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Abstract: Finance aspect is one of the most important things in a family in order to develop their life every day. However, the heads of family, husband and wife should be able to manage the stability and development of family’s financial with a purpose to acquire financial satisfaction. Inspired by the developed previous research, this research examined the effect of financial literacy and financial attitudes on financial management behavior and financial satisfaction of married individuals in Kelurahan Sepanjang Jaya, Bekasi. Financial literacy, financial attitudes were examined as independent variable. Financial management behavior became the mediator variable; as independent but also dependent variable. Financial satisfaction will examined as dependent variable. The sample was 200 respondents married individuals, chosen by using non-probability sampling. Twostep Multiple Regression Analysis is used to test the hypotheses. The result shows financial attitude was the most influencing variable toward financial management behavior; also financial management behavior was the most influencing variable toward financial satisfaction. Researcher recommends that giving more attention to financial attitude and financial management behavior is important to achieve financial satisfaction. Therefore, this research result contributes to increase married individuals’ awareness that financial satisfaction can be achieved by having good financial attitude and management behavior household financial, financial literacy, financial attitudes, financial management behavior, financial satisfaction
Keywords: household financial, financial literacy, financial attitudes, financial management behavior, financial satisfaction
Cite Article: "THE EFFECT OF FINANCIAL LITERACY AND ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOUR AND SATISFACTION", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.9, Issue 2, page no.d433-d437, February-2024, Available :http://www.ijnrd.org/papers/IJNRD2402346.pdf
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ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID:IJNRD2402346
Registration ID: 214489
Published In: Volume 9 Issue 2, February-2024
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Page No: d433-d437
Country: GWALIOR, Madhya Pradesh, India
Research Area: Management
Publisher : IJ Publication
Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2402346
Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2402346
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
Journal Starting Year (ESTD) : 2016

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