Paper Title

SELECTION OF HEALTH INSURANCE IN THE LAKSHADWEEP ISLANDS

Article Identifiers

Registration ID: IJNRD_211814

Published ID: IJNRD2312430

DOI: Click Here to Get

Authors

Dr.Santhosh Y , Dr. Muhammed Suhail M U

Keywords

Health Insurance, Socio-demographic Factors, Health Awareness, Lakshadweep Islands

Abstract

This study investigates the intricacies of health insurance selection in the Lakshadweep Islands, offering a comprehensive analysis of various socio-demographic factors influencing the decision-making process. Health insurance plays a pivotal role in ensuring financial security and access to quality healthcare services. The study employs a mixed-methods approach, combining quantitative analysis of survey data with qualitative insights. The research aims to identify the key factors influencing individuals' decisions regarding health insurance coverage in the Lakshadweep Islands. Factors such as socio-economic status, awareness of available insurance options, perceived health risks, and cultural attitudes towards insurance are examined to understand their impact on the selection process. Drawing on primary survey data, the study reveals a robust correlation between higher education levels and the likelihood of health insurance adoption, highlighting the pivotal role of knowledge and awareness in insurance decision-making. Family type emerges as a significant determinant, with joint families exhibiting a higher propensity for insurance coverage. Surprisingly, occupational factors show no clear association. Geographical variations across islands are observed, indicating the need for nuanced regional strategies. Furthermore, income, age, and health awareness are identified as key influencers, with higher-income individuals, specific age groups, and those attuned to health risks exhibiting a greater likelihood of having insurance. The study employed a binary logistic regression to elucidate impact of factors like perceived health status, income, and age on health insurance decisions.

How To Cite

"SELECTION OF HEALTH INSURANCE IN THE LAKSHADWEEP ISLANDS", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.8, Issue 12, page no.e329-e337, December-2023, Available :https://ijnrd.org/papers/IJNRD2312430.pdf

Issue

Volume 8 Issue 12, December-2023

Pages : e329-e337

Other Publication Details

Paper Reg. ID: IJNRD_211814

Published Paper Id: IJNRD2312430

Downloads: 000121184

Research Area: Social Science and Humanities 

Country: Kollam, Kerala, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2312430.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2312430

About Publisher

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

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Call For Paper - Volume 10 | Issue 8 | August 2025

IJNRD is Scholarly open access journals, Peer-reviewed, and Refereed Journals, High Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool), Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) with Open-Access Publications.

INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world. IJNRD will provide an opportunity for practitioners and educators of engineering field to exchange research evidence, models of best practice and innovative ideas.

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Paper Submission Open For: August 2025

Current Issue: Volume 10 | Issue 8

Last Date for Paper Submission: Till 31-Aug-2025

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Frequency: Monthly (12 issue Annually).

Journal Type: International Peer-reviewed, Refereed, and Open Access Journal.

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