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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Financial Planning and Retirement Security for the Ageing Population in Dakshina Kannada |
| Authors Name: | Raghavendra , Akshith Kumar K , Arun Francis Sequeira |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_211101
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| Published Paper Id: | IJNRD2312228 |
| Published In: | Volume 8 Issue 12, December-2023 |
| DOI: | |
| Abstract: | Our study explores the financial complexities faced by Dakshina Kannada's ageing population, employing a multifaceted approach to reveal a tapestry woven with knowledge, skills, and social realities. While a consistent level of financial awareness exists across generations (confirmed by One-Way ANOVAs), specific skill gaps and potential variations in social security adequacy across socioeconomic groups, hinted at by independent samples t-tests and one-way ANOVAs, necessitate targeted interventions. A moderate, statistically significant correlation (r = 0.334, p < .001) between specific financial literacy skills (identified through correlation matrix analysis) and planning behaviours, highlighting the potential impact of skill-focused interventions using tools like budgeting and debt management. However, while providing some support, social security systems may not adequately address the diverse needs of different socioeconomic groups (as suggested by ordinal logistic regression), urging further investigation and potential policy adjustments. Cultural beliefs, though important, cannot be the sole explanation for variations in financial planning (as demonstrated by the poor fit of the ordinal logistic regression model). By acknowledging the intricate financial realities of Dakshina Kannada's ageing population (based on data collected from 100 respondents through surveys) and implementing targeted solutions informed by our findings, we can empower individuals to confidently navigate their financial journey. This approach, encompassing skill-specific interventions, policy adjustments, and community-based support, holds the potential to build a more secure and prosperous future for Dakshina Kannada's ageing population |
| Keywords: | Financial Literacy Gaps, Social Security Adequacy, Skill-Focused Intervention, Multifaceted Approach, Ageing Population Empowerment |
| Cite Article: | "Financial Planning and Retirement Security for the Ageing Population in Dakshina Kannada", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 12, page no.c260-c271, December-2023, Available :http://www.ijnrd.org/papers/IJNRD2312228.pdf |
| Downloads: | 000118756 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2312228 Registration ID: 211101 Published In: Volume 8 Issue 12, December-2023 DOI (Digital Object Identifier): Page No: c260-c271 Country: Mangaluru, Karnataka, India Research Area: Commerce Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2312228 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2312228 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
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