Paper Title

Impact of UPI Based Payment Applications on Impulsive Buying Behaviour amongst GenZs in Bangalore

Article Identifiers

Registration ID: IJNRD_210180

Published ID: IJNRD2311367

DOI: Click Here to Get

Authors

Gursheen Kaur Malhotra , Sujay

Keywords

Abstract

As the digital landscape continues to evolve, the rise of UPI-based payment applications has become a pivotal force in shaping consumer behaviour, particularly among the tech-savvy Generation Z (GenZ). This research investigates the nuanced relationship between UPI-based payment applications and impulsive buying behaviour, focusing on the GenZ demographic in Bangalore, India. The study employs a mixed-methods approach, combining qualitative interviews and quantitative surveys to gather comprehensive insights. Interviews delve into the perceptions, attitudes, and experiences of GenZ users, providing rich qualitative data to contextualise the quantitative findings. The survey, distributed among a diverse sample of Gen Z individuals in Bangalore, collects data on usage patterns of UPI-based payment applications and correlates them with impulsive buying tendencies. Preliminary findings suggest a significant correlation between the ease and speed of UPI transactions and impulsive buying behaviour. The seamless nature of these applications, coupled with targeted marketing strategies, appears to influence impulsive purchasing decisions. Furthermore, the study explores the role of social influence, peer pressure, and promotional offers within UPI applications in exacerbating impulsive buying tendencies. Understanding the impact of UPI-based payment applications on impulsive buying behaviour is crucial for both academia and industry. Insights from this research contribute to the growing body of knowledge on consumer behaviour in the digital age, providing valuable implications for marketers, policymakers, and businesses aiming to engage effectively with the Gen Z consumer base in the vibrant city of Bangalore.

How To Cite (APA)

Gursheen Kaur Malhotra & Sujay (November-2023). Impact of UPI Based Payment Applications on Impulsive Buying Behaviour amongst GenZs in Bangalore. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(11), d603-d618. https://ijnrd.org/papers/IJNRD2311367.pdf

Issue

Volume 8 Issue 11, November-2023

Pages : d603-d618

Other Publication Details

Paper Reg. ID: IJNRD_210180

Published Paper Id: IJNRD2311367

Downloads: 000122009

Research Area: Other

Country: Bangalore , Karnataka, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2311367.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2311367

About Publisher

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

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Call For Paper

Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Important Dates for Current issue

Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

Publication of Paper: Within 01-02 Days after Submititng documents.

Frequency: Monthly (12 issue Annually).

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Subject Category: Research Area

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