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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Exploring the Dynamics of Digital Finance Penetration in India |
| Authors Name: | Dr. Divyesh Kumar , Dr. H K Manjula , Dr. Sireesha Nanduri , Dr. Priyanka Sharma |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_207636
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| Published Paper Id: | IJNRD2310319 |
| Published In: | Volume 8 Issue 10, October-2023 |
| DOI: | |
| Abstract: | Financial inclusion has long been a prominent focus of India's public policy, recognized as a crucial element for inclusive growth and development. Access to financial services enables businesses to invest and allows households to manage their finances, ultimately fostering economic prosperity and improving livelihoods. It also empowers individuals and businesses to mitigate risks and cope with unforeseen events. In recent times, the rapid progress of the digital revolution has exerted a transformative influence on various industries, including banking and financial services. Technological advancements tend to drive innovation across sectors, and the financial industry is no exception. Innovations like credit cards and ATMs have revolutionized banking and finance processes. Present conceptual research article delves into the landscape of digital finance in India, a country witnessing a significant surge in digital adoption. The study aims to provide an overview of the current state of digital finance and its impact on financial inclusion, economic growth, and regulatory challenges within the Indian context. |
| Keywords: | Financial inclusion, India, Jan Dhan Yojana, RBI, Challenges, Opportunities, Policy Recommendations. |
| Cite Article: | "Exploring the Dynamics of Digital Finance Penetration in India", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 10, page no.d197-d209, October-2023, Available :http://www.ijnrd.org/papers/IJNRD2310319.pdf |
| Downloads: | 000118770 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2310319 Registration ID: 207636 Published In: Volume 8 Issue 10, October-2023 DOI (Digital Object Identifier): Page No: d197-d209 Country: Bangalore , Karnataka , India Research Area: Management Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2310319 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2310319 |
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