Paper Title
ANALYTICAL STUDY ON CUSTOMER BEHAVIOUR IN SELECTION OF A BANK AND HOUSING FINANCIAL COMPANIES FOR HOME LOAN.
Article Identifiers
Authors
Bharat G. Dixit , Dr. S. Balasubramanian
Keywords
Banks, Housing Finance companies, Home loan, customer behaviour, interest rates
Abstract
Many middle-class families in Indian cities today consider homeownership as a path to wealth accumulation.Economists say that having a house is not only important for a family's finances but also for the health of the neighborhood and the larger financial and job markets in the country. Having a good place to live is necessary for people to grow and live a good life. However, with prices going up and people having less money to spend, it's getting tough for middle-class families to save enough money to buy a house. So, many people are turning to home loans to help them buy a house. This study looks at the customer behavior towards choosing certain banks or home loan financial companies to get these home loans. For this study, 100 customer were selected randomly from different area of DNH region. The primary method of data collection involved utilizing a questionnaire. To analyze the data and get meaningful insights, various statistical methods like calculating the average (Mean), Chi-Square Analysis, and ANOVA test is used for study purpose. The study's findings indicate that customers' behavior is influenced by various factors that banks must consider when offering home loans to them.
Downloads
How To Cite (APA)
Bharat G. Dixit & Dr. S. Balasubramanian (October-2023). ANALYTICAL STUDY ON CUSTOMER BEHAVIOUR IN SELECTION OF A BANK AND HOUSING FINANCIAL COMPANIES FOR HOME LOAN.. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(10), c888-c894. https://ijnrd.org/papers/IJNRD2310295.pdf
Issue
Volume 8 Issue 10, October-2023
Pages : c888-c894
Other Publication Details
Paper Reg. ID: IJNRD_207216
Published Paper Id: IJNRD2310295
Downloads: 000121989
Research Area: Commerce
Country: SILVASSA, SILVASSA, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2310295.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2310295
About Publisher
Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG
Licence
This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition
Publication Timeline
Article Preview: View Full Paper
Call For Paper
IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.
The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse fields. Its goal is to promote global scientific information exchange among researchers, developers, engineers, academicians, and practitioners. IJNRD serves as a platform where educators and professionals can share research evidence, models of best practice, and innovative ideas, contributing to academic growth and industry relevance.
Indexing Coverage includes Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many more recognized academic repositories.
How to submit the paper?
By Our website
Click Here to Submit Paper Online
Important Dates for Current issue
Paper Submission Open For: October 2025
Current Issue: Volume 10 | Issue 10 | October 2025
Impact Factor: 8.76
Last Date for Paper Submission: Till 31-Oct-2025
Notification of Review Result: Within 1-2 Days after Submitting paper.
Publication of Paper: Within 01-02 Days after Submititng documents.
Frequency: Monthly (12 issue Annually).
Journal Type: IJNRD is an International Peer-reviewed, Refereed, and Open Access Journal with Transparent Peer Review as per the new UGC CARE 2025 guidelines, offering low-cost multidisciplinary publication with Crossref DOI and global indexing.
Subject Category: Research Area
Call for Paper: More Details
