Paper Title

Non-Performing Assets(NPAs)- Bold Corrective Initiatives : Critical Appraisal

Article Identifiers

Registration ID: IJNRD_207405

Published ID: IJNRD2310247

DOI: Click Here to Get

Authors

Dr. C. Lakshmi, , Vijaya C

Keywords

NPA, 4R's strategy, SARFAESI Act

Abstract

The Indian banking system has been confronted with a multitude of problems starting with high Gross Non-performing Assets (NPAs) ratios, low capital provisioning, and low profitability. During this period, the Indian banks, especially, Public Sector Banks (PSBs), were trounced to a level wherein they brought down the banking system of India to the poorest assets quality ratios globally. The RBI announced a plethora of regulatory measures to strengthen the India banking system, more specifically, to provide assets quality forbearance. The main objective of this paper is to provide a brief overview of the current situation of NPAs in India and the critical appraisal t of the corrective measures taken by the Government of India through the Central Bank (RBI) from time to time.

How To Cite (APA)

Dr. C. Lakshmi, & Vijaya C (October-2023). Non-Performing Assets(NPAs)- Bold Corrective Initiatives : Critical Appraisal. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(10), c416-c430. https://ijnrd.org/papers/IJNRD2310247.pdf

Issue

Volume 8 Issue 10, October-2023

Pages : c416-c430

Other Publication Details

Paper Reg. ID: IJNRD_207405

Published Paper Id: IJNRD2310247

Downloads: 000121995

Research Area: Management

Country: Bhubaneswar/ Khordha, ODISHA, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2310247.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2310247

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

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Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Important Dates for Current issue

Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

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