Paper Title

Study on Employee Job Satisfaction in DCC Bank

Article Identifiers

Registration ID: IJNRD_206261

Published ID: IJNRD2310067

DOI: Click Here to Get

Authors

Dr. Rekha N Patil , M Sandhya

Keywords

Financial, non-financial, Savings, Health care, Education, Insurance

Abstract

Agriculture has been “way of life” and “means of livelihood” for majority of agriculture in India, since centuries small holdings, almost exclusive dependence upon rain occurrence of frequent droughts coupled with other natural calamities,(including floods, destruction of crops by insects, pests and plants diseases etc, low productivity due to small size farms and use of traditional technology) seasonality and uncertainty production, traditional system of agriculture – all these had been a constraint to the agriculturist, which in times of need frequently drone them to rapacious money lenders as there was neither government agencies nor institutional arrangement to provide to agricultural, credit to farmer. The precarious conditions of agriculturist, lack of suitable security and special features of India agriculture also hindered the attraction of capital in this natural industry, the only oasis in desert were financers offering credit but exorbitant rates of interest. This led an increase in higherchances of rural indebtedness. Finance is life of every production agriculture is not an exception to this. Various financial institutions are extending financial here for agricultural operations but none of them fully met credit requirements of agriculturist in India. Frequently it’s emphasized as agriculturist and rural population should be saved from the stronghold of money lenders and private agencies. Attempts have been initiated way since 1904 with the adoption of the “Co-operative credit societies act” to substitute private agencies institutional financing system. Microfinance has undergone significant growth and transformation over the years, evolving from the efforts of a few philanthropic institutions into a global industry. Today, it reaches an estimated 150-200 million clients through thousands of institutions worldwide. While microfinance initially focused on funding loans for the poor, it has now expanded its offerings to including assortment of financial and non-financial services like savings, insurance, healthcare, and education.

How To Cite (APA)

Dr. Rekha N Patil & M Sandhya (October-2023). Study on Employee Job Satisfaction in DCC Bank. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(10), a581-a588. https://ijnrd.org/papers/IJNRD2310067.pdf

Issue

Volume 8 Issue 10, October-2023

Pages : a581-a588

Other Publication Details

Paper Reg. ID: IJNRD_206261

Published Paper Id: IJNRD2310067

Downloads: 000121984

Research Area: Engineering

Country: -, -, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2310067.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2310067

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

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