Paper Title
A Comprehensive Review of Financial Inclusion in India and the Role of Small Finance Banks as Catalysts
Article Identifiers
Authors
CHANDER SHEKHER RIMT University - Punjab , Dr B S Bhatia RIMT University - Punjab
Keywords
Keywords: Financial Inclusion, Small Finance Banks, Economy, India
Abstract
Abstract The first step towards financial inclusion is considered to be being able to use a financial service; as a result, through the Universal Financial Access 2020 programme, the World Bank Group has focused on making access available to everyone. Neverthless, the availability and equality of opportunities to access financial services still need to be ensured for countries like India because financial inclusion has faced numerous challenges in India, such as illiteracy, a lack of bank branches, etc. However, small finance banks are offering lending opportunities to support the expansion of economic activity in underserved areas. Hence, in this review article, the author has illuminated the ground reality of financial inclusion in India, including the role of small finance banks as catalysts. For this review, the author has selected the previously published papers and reports after a rigorous screening process since 2018. The detailed study presented in this article will be helpful to the researchers working in the field of economic measures in India for future investigation in a similar context.
Downloads
How To Cite (APA)
CHANDER SHEKHER RIMT University - Punjab & Dr B S Bhatia RIMT University - Punjab (August-2023). A Comprehensive Review of Financial Inclusion in India and the Role of Small Finance Banks as Catalysts. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(8), c277-c287. https://ijnrd.org/papers/IJNRD2308238.pdf
Issue
Volume 8 Issue 8, August-2023
Pages : c277-c287
Other Publication Details
Paper Reg. ID: IJNRD_203397
Published Paper Id: IJNRD2308238
Downloads: 000121991
Research Area: Management
Country: PANCHKULA, HARYANA, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2308238.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2308238
About Publisher
Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG
Licence
This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition
Publication Timeline
Article Preview: View Full Paper
Call For Paper
IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.
The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse fields. Its goal is to promote global scientific information exchange among researchers, developers, engineers, academicians, and practitioners. IJNRD serves as a platform where educators and professionals can share research evidence, models of best practice, and innovative ideas, contributing to academic growth and industry relevance.
Indexing Coverage includes Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many more recognized academic repositories.
How to submit the paper?
By Our website
Click Here to Submit Paper Online
Important Dates for Current issue
Paper Submission Open For: October 2025
Current Issue: Volume 10 | Issue 10 | October 2025
Impact Factor: 8.76
Last Date for Paper Submission: Till 31-Oct-2025
Notification of Review Result: Within 1-2 Days after Submitting paper.
Publication of Paper: Within 01-02 Days after Submititng documents.
Frequency: Monthly (12 issue Annually).
Journal Type: IJNRD is an International Peer-reviewed, Refereed, and Open Access Journal with Transparent Peer Review as per the new UGC CARE 2025 guidelines, offering low-cost multidisciplinary publication with Crossref DOI and global indexing.
Subject Category: Research Area
Call for Paper: More Details
