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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Banking Frauds: Management and Recovery of Non-Performing Assets in India |
| Authors Name: | Tauseef Ahmad , Prof. Dr Qazi Mohammad Usman |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_201590
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| Published Paper Id: | IJNRD2307210 |
| Published In: | Volume 8 Issue 7, July-2023 |
| DOI: | |
| Abstract: | Banking fraud is a very serious issue facing the Indian banking system. In fact, the problem of banking fraud has been on the rise for the last decade. One of the most common types of banking fraud in India is loan fraud, where individuals, firms, and companies take loans from banks by means of deception or by submitting false documents to the banks. Sometimes loans are sanctioned by the bank, but they are not intentionally returned by the bank customer. There are various factors, including inadequate security measures and collusion between bank officers and bank customers, responsible for bank fraud in India Non-performing asset is a term commonly used in the Indian banking system that connotes a loan or any other financial advance that is in default or has become a non-performing asset for the bank. The problem of NPAs and their recovery has been the centre of debate in India, particularly in the recent past. The banking industry across the country has been plagued by NPAs. Despite the fact that the Reserve Bank of India has issued many guidelines to address the menace of NPAs, the problem has not yet been sorted out completely. This research article discusses the problem of NPAs in the Indian banking industry and also sheds light on various measures taken by the government in this regard. The role of the judiciary has also been discussed. Moreover, the research paper also suggests various measures to tackle the problem of NPAs in Indian banking system. |
| Keywords: | Banking Fraud, Non-Performing Assets, loan, Reserve Bank of India, judiciary. |
| Cite Article: | "Banking Frauds: Management and Recovery of Non-Performing Assets in India ", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 7, page no.c118-c125, July-2023, Available :http://www.ijnrd.org/papers/IJNRD2307210.pdf |
| Downloads: | 000118753 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2307210 Registration ID: 201590 Published In: Volume 8 Issue 7, July-2023 DOI (Digital Object Identifier): Page No: c118-c125 Country: South East Delhi, Delhi, India Research Area: Other Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2307210 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2307210 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
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