Banking Frauds: Management and Recovery of Non-Performing Assets in India

Registration ID: IJNRD_201590

Published ID: IJNRD2307210

DOI: Click Here to Get

Tauseef Ahmad , Prof. Dr Qazi Mohammad Usman

Banking Fraud, Non-Performing Assets, loan, Reserve Bank of India, judiciary.

Banking fraud is a very serious issue facing the Indian banking system. In fact, the problem of banking fraud has been on the rise for the last decade. One of the most common types of banking fraud in India is loan fraud, where individuals, firms, and companies take loans from banks by means of deception or by submitting false documents to the banks. Sometimes loans are sanctioned by the bank, but they are not intentionally returned by the bank customer. There are various factors, including inadequate security measures and collusion between bank officers and bank customers, responsible for bank fraud in India Non-performing asset is a term commonly used in the Indian banking system that connotes a loan or any other financial advance that is in default or has become a non-performing asset for the bank. The problem of NPAs and their recovery has been the centre of debate in India, particularly in the recent past. The banking industry across the country has been plagued by NPAs. Despite the fact that the Reserve Bank of India has issued many guidelines to address the menace of NPAs, the problem has not yet been sorted out completely. This research article discusses the problem of NPAs in the Indian banking industry and also sheds light on various measures taken by the government in this regard. The role of the judiciary has also been discussed. Moreover, the research paper also suggests various measures to tackle the problem of NPAs in Indian banking system.

Published Paper   E-Certificate

Tauseef Ahmad & Prof. Dr Qazi Mohammad Usman (July-2023). Banking Frauds: Management and Recovery of Non-Performing Assets in India . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(7), c118-c125. https://ijnrd.org/papers/IJNRD2307210.pdf

Volume 8 Issue 7, July-2023

Pages : c118-c125

Paper Reg. ID: IJNRD_201590

Published Paper Id: IJNRD2307210

Downloads: 000121990

Research Area: Other

Country: South East Delhi, Delhi, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2307210.pdf

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

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