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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Assessing the impact of NIRSAL microfinance in promoting entrepreneurship / small & medium enterprises in Jimeta, Adamawa State. |
| Authors Name: | Abubakar Sadiq Abdulazeez |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_201588
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| Published Paper Id: | IJNRD2307198 |
| Published In: | Volume 8 Issue 7, July-2023 |
| DOI: | |
| Abstract: | Most Microfinance institutions in Nigeria that were established to raise funds for domestic resource usage have closed down due to inability to deliver on their mandate or inability of potential beneficiaries to make up for the need to access and repay lending funds in order for those microfinance banks to continue operating. This article investigates the role of Nirsal Microfinance Bank in promoting SME in Jimeta, Adamawa State. The research investigates the level of investment and improvement in SME operations, as well as whether Nirsal Microfinance has contributed to job creation and employment generation through business launches and expansion in Jimeta, Adamawa state. Primary data was used in the study, with questionnaires issued to entrepreneurs who joined in the NIRSAL loan scheme between 2021 and 2022. The questionnaire was designed with a four-point Likert scale in mind. The findings revealed that the Nirsal Microfinance Bank lending Scheme has significantly enhanced economic activity and the level of funding for SMEs. The findings also demonstrate that the majority of respondents agree that the loan application and approval processes at Nirsal Microfinance Bank are rapid enough to meet their needs. The study concluded that Nirsal Microfinance Bank was established to create jobs and improve the skills of individuals in rural communities, to provide smallholder farmers and SMEs with access to cheaper and more accessible money, and to provide SMEs with loans. Recommendations were made, including improving the speed with which loan applications for SMEs are processed and focusing on new business starts. |
| Keywords: | microfinace,loan,small & medium enterprises |
| Cite Article: | "Assessing the impact of NIRSAL microfinance in promoting entrepreneurship / small & medium enterprises in Jimeta, Adamawa State.", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 7, page no.b887-b893, July-2023, Available :http://www.ijnrd.org/papers/IJNRD2307198.pdf |
| Downloads: | 000118759 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2307198 Registration ID: 201588 Published In: Volume 8 Issue 7, July-2023 DOI (Digital Object Identifier): Page No: b887-b893 Country: mubi, adamawa, Nigeria Research Area: Management Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2307198 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2307198 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
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