Financial Literacy: A Case Study of Rural Area of Punjab

Financial Literacy: A Case Study of Rural Area of Punjab

Registration ID: IJNRD_199246

Published ID: IJNRD2306264

DOI: Click Here to Get

Mandeep Kaur Grewal , Kamalpreet Kaur

Financial literacy, determinants, rural areas, financial decisions, financial stability.

This paper investigates the determinants of financial literacy in rural areas of Punjab, India, to reduce the financial literacy gap between Punjab and other regions. Using surveys and SPSS analysis, data was collected from 602 respondents. Findings suggest positive skewness, providing a positive statistical summary of mean, median, and mode. Financial literacy involves knowledge-based theories to search for potential issues and make sound financial decisions. The paper concludes that financial literacy requires awareness, skills, perspectives, abilities, and manners, and provides recommendations for future research. This research contributes to understanding financial literacy in rural areas of Punjab and its implications for financial stability.

Published Paper   E-Certificate

"Financial Literacy: A Case Study of Rural Area of Punjab", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.8, Issue 6, page no.c600-c614, June-2023, Available :https://ijnrd.org/papers/IJNRD2306264.pdf

Volume 8 Issue 6, June-2023

Pages : c600-c614

Paper Reg. ID: IJNRD_199246

Published Paper Id: IJNRD2306264

Downloads: 000121207

Research Area: Engineering

Country: -, -, -

Published Paper PDF: https://ijnrd.org/papers/IJNRD2306264.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2306264

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

Call For Paper - Volume 10 | Issue 8 | August 2025

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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world. IJNRD will provide an opportunity for practitioners and educators of engineering field to exchange research evidence, models of best practice and innovative ideas.

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