Financial Literacy: A Case Study of Rural Area of Punjab

Registration ID: IJNRD_199246

Published ID: IJNRD2306264

DOI: Click Here to Get

Mandeep Kaur Grewal , Kamalpreet Kaur

Financial literacy, determinants, rural areas, financial decisions, financial stability.

This paper investigates the determinants of financial literacy in rural areas of Punjab, India, to reduce the financial literacy gap between Punjab and other regions. Using surveys and SPSS analysis, data was collected from 602 respondents. Findings suggest positive skewness, providing a positive statistical summary of mean, median, and mode. Financial literacy involves knowledge-based theories to search for potential issues and make sound financial decisions. The paper concludes that financial literacy requires awareness, skills, perspectives, abilities, and manners, and provides recommendations for future research. This research contributes to understanding financial literacy in rural areas of Punjab and its implications for financial stability.

Published Paper   E-Certificate

Mandeep Kaur Grewal & Kamalpreet Kaur (June-2023). Financial Literacy: A Case Study of Rural Area of Punjab. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(6), c600-c614. https://ijnrd.org/papers/IJNRD2306264.pdf

Volume 8 Issue 6, June-2023

Pages : c600-c614

Paper Reg. ID: IJNRD_199246

Published Paper Id: IJNRD2306264

Downloads: 000121979

Research Area: Engineering

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Published Paper PDF: https://ijnrd.org/papers/IJNRD2306264.pdf

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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