Paper Title
Decentralized Data Ownership in Fintech Data Mesh: Balancing Autonomy and Governance
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Registration ID: IJNRD_300837
Published ID: IJNRD2305A14
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Keywords
Decentralized data ownership, data mesh, fintech, data governance, autonomy, centralized governance, data architecture, financial technology, data management, regulatory compliance, data security, data quality, data infrastructure, agile data management, data stewardship.
Abstract
In the evolving landscape of financial technology, the concept of decentralized data ownership has emerged as a revolutionary approach to managing and utilizing data. Data Mesh, an innovative architectural paradigm, champions the idea of decentralizing data ownership, allowing individual teams within organizations to have greater control over their data. This shift promises enhanced agility, tailored data solutions, and faster decision-making processes. However, with this newfound autonomy comes the challenge of maintaining effective governance. Balancing decentralized data ownership with centralized governance is a critical trade-off for financial organizations. On one hand, decentralized data ownership empowers teams, fostering innovation and reducing bottlenecks. Teams can create and manage their data products independently, leading to more responsive and user-centric solutions. On the other hand, centralized governance is essential for ensuring data consistency, security, and compliance with regulatory standards. This abstract explores the dynamic tension between autonomy and governance in a Data Mesh architecture within fintech. It highlights the benefits of decentralization, such as increased agility and innovation, while acknowledging the necessity of robust governance frameworks to mitigate risks. Financial organizations must navigate these trade-offs carefully, leveraging technology and best practices to strike a balance that maximizes the advantages of both approaches. By examining real-world examples and strategies, this discussion aims to provide insights into how fintech companies can successfully implement a Data Mesh architecture that harmonizes decentralized ownership with centralized oversight, ultimately driving efficiency and maintaining trust.
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How To Cite (APA)
Abhilash Katari & Anirudh Mustyala (May-2023). Decentralized Data Ownership in Fintech Data Mesh: Balancing Autonomy and Governance. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(5), k114-k126. https://ijnrd.org/papers/IJNRD2305A14.pdf
Issue
Volume 8 Issue 5, May-2023
Pages : k114-k126
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Paper Reg. ID: IJNRD_300837
Published Paper Id: IJNRD2305A14
Research Area: Science and Technology
Author Type: Indian Author
Country: -, -, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2305A14.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2305A14
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