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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | The Impact of Security Guaranteed Funds on Youth engagement in Agribusiness in Rwanda, a case of Business Development Fund (BDF) in Rwamagana District |
| Authors Name: | Expedith Musengiyaremye , Dr. Martin Vincent Nsanzumukiza |
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| Author Reg. ID: |
IJNRD_193044
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| Published Paper Id: | IJNRD2305652 |
| Published In: | Volume 8 Issue 5, May-2023 |
| DOI: | |
| Abstract: | Youth in Rwanda face serious challenges, including high rates of unemployment and underemployment. The Government of Rwanda continues to support the Youth Empowerment Funds in providing youth with access to finance for self-employment activities and entrepreneurial skills development. The study entitled “The contribution of security guaranteed fund on youth engagement in agriculture; a case of business development fund (BDF) Rwamagana Branch” was guided by three specific objectives: to determine the nature and services provided by BDF to youth, to analyze the level of development of youth engagement in agriculture and to find out the relationship between services of BDF and youth engagement in agriculture. The theories adopted include utility maximization theory and financial growth life cycle theory. Research methodology used were descriptive research design where questionnaire and interview were used to collect data and descriptive statistics, correlation analysis and multiple linear regression analysis were used to analyze data. The study covered 152 youths using BDF services Rwamagana branch as a sample size. The findings revealed that services offered by BDF Rwamagana branch was at very high extent in terms of loan guaranteed fund with very high mean=4.43; trainings services with very high mean=4.13; Business advisory services with very high mean=4.27; monitoring and evaluation services with very high mean=4.23. The findings show that SMEs owned by beneficiaries of BDF in Rwamagana District has been development at least at high extent in term of job creation with very high mean=4.3, food security with high mean=4.43; access to market with very high mean=4.14; income and savings with high mean=4.0. The findings revealed that there is moderate positive significant relationship between business advisory services and youth engagement in agribusiness at r = 0.699**; p-value =0.003 < 0.01. The results revealed that there is high positive significant linear relationship between credit guarantees and youth engagement in agribusiness at r = 0.723**; p-value =0.000<0.01. The results indicate that there is moderate positive significant relationship between financial literacy training and youth engagement in agribusiness at r = 0.635**; p-value =0.001 < 0.01 and the results revealed that there is moderate positive significant relationship between monitoring services and youth engagement in agribusiness at r = 0.593**; p-value =0.004 < 0.01. The study concluded that Security guaranteed fund offered by BDF Rwamagana branch such as loan guaranteed fund, trainings, advisory services and monitoring and evaluation services have a great impact on youth engaging in agribusiness in Rwamagana District which meets the goal and strategy of BDF establishment. The researcher recommended that youth should use guaranteed finance what is requested for and following the management advice given by BDF through advisory services. For young entrepreneurs and early stages SMEs are recommended to join BDF and learn how to successfully obtain finance for their projects. Key concept: Security guaranteed fund, youth, agriculture and agribusiness. |
| Keywords: | Security guaranteed fund, youth, agriculture and agribusiness. |
| Cite Article: | "The Impact of Security Guaranteed Funds on Youth engagement in Agribusiness in Rwanda, a case of Business Development Fund (BDF) in Rwamagana District ", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 5, page no.g416-g427, May-2023, Available :http://www.ijnrd.org/papers/IJNRD2305652.pdf |
| Downloads: | 000118750 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2305652 Registration ID: 193044 Published In: Volume 8 Issue 5, May-2023 DOI (Digital Object Identifier): Page No: g416-g427 Country: Kigali City / Gasabo District, Rwanda, Rwanda Research Area: Social Science and Humanities Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2305652 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2305652 |
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