Open Access
Research Paper
Peer Reviewed

Paper Title

DIGITAL BANKING USAGE IN INDIA BEFORE AND AFTER COVID-19

Article Identifiers

Registration ID: IJNRD_194373

Published ID: IJNRD2305159

: Click Here to Get

Keywords

Impact of Covid-19, financial services, banking, UPI, before and after changes.

Abstract

The COVID-19 pandemic has had a tremendous impact on how individuals utilize financial services, with digital banking quickly becoming the preferred means of banking for many customers. The purpose of this research is to look into the changes in digital banking usage before and after COVID-19, as well as the reasons that influenced these changes. To acquire data on digital banking usage patterns and preferences, a survey was performed among a sample of banking clients from various areas. According to the findings, digital banking usage has expanded dramatically since COVID-19, with consumers choosing to complete their banking activities online. The report also finds that the availability of digital banking services, the convenience of use, security features, and trust in technology are the most important variables driving digital banking adoption. Digital banking has grown in popularity in India, especially since the outbreak of COVID-19. As a result of the pandemic, consumers are compelled to stay at home, and banks have shuttered their physical branches in order to stop the virus from spreading. In our paper, we will look at the trends in the popularity of digital banking in India before and after COVID-19.

How To Cite (APA)

Renusha Talakala, Rayudu Guna Sai Shekhar , & K S V Shyam Kumar (May-2023). DIGITAL BANKING USAGE IN INDIA BEFORE AND AFTER COVID-19 . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(5), b464-b470. https://ijnrd.org/papers/IJNRD2305159.pdf

Issue

Other Publication Details

Paper Reg. ID: IJNRD_194373

Published Paper Id: IJNRD2305159

Downloads: 000122001

Research Area: Management

Author Type: Indian Author

Country: Bangalore , Karnataka , India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2305159.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2305159

About Publisher

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

UGC CARE JOURNAL PUBLICATION | ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG

Copyright & License

© 2025 — Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License. and The Open Definition.

You are free to share, adapt, and redistribute the material, provided proper credit is given to the original author. 🛡️ Disclaimer: The content, data, and findings in this article are based on the authors’ research and have been peer-reviewed for academic purposes only. Readers are advised to verify all information before practical or commercial use. The journal and its editorial board are not liable for any errors, losses, or consequences arising from its use.
CC OpenContant

Publication Timeline

Peer Review
Through Scholar9.com Platform

Article Preview: View Full Paper

Call For Paper

Call For Paper - Volume 10 | Issue 11 | November 2025

IJNRD is a Scholarly Open Access, Peer-Reviewed, Refereed, and UGC CARE Journal Publication with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost, and Transparent Peer Review Journal Publication that adheres to the UGC CARE 2025 Peer-Reviewed Journal Policy and aligns with Scopus Journal Publication standards to ensure the highest level of research quality and credibility.

IJNRD offers comprehensive Journal Publication Services including indexing in all major databases and metadata repositories, Digital Object Identifier (Crossref DOI) assignment for each published article with additional fees, citation generation tools, and full Open Access visibility to enhance global research reach and citation impact.

The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse academic and professional fields. The journal promotes global knowledge exchange among researchers, developers, academicians, engineers, and practitioners, serving as a trusted platform for innovative, peer-reviewed journal publication and scientific collaboration.

Indexing Coverage: Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many other recognized academic repositories.

How to submit the paper?

You can now publish your research in IJNRD. IJNRD is a Transparent Peer-Reviewed Open Access Journal Publication (Refereed Journal), aligning with New UGC and UGC CARE recommendations.


For more details, refer to the official notice: UGC Public Notice


Submit Paper Online

Important Dates for Current issue

Paper Submission Open For: November 2025

Current Issue: Volume 10 | Issue 11 | November 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 30-Nov-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

Publication of Paper: Within 01-02 Days after Submititng documents.

Frequency: Monthly (12 issue Annually).

Journal Type: IJNRD is an International Peer-reviewed, Refereed, and Open Access Journal with Transparent Peer Review as per the new UGC CARE 2025 guidelines, offering low-cost multidisciplinary publication with Crossref DOI and global indexing.

Subject Category: Research Area

Call for Paper: More Details

Approval, Licenses and Indexing: More Details