Paper Title

DIGITAL BANKING USAGE IN INDIA BEFORE AND AFTER COVID-19

Article Identifiers

Registration ID: IJNRD_194373

Published ID: IJNRD2305159

DOI: Click Here to Get

Authors

Renusha Talakala , Rayudu Guna Sai Shekhar , K S V Shyam Kumar

Keywords

Impact of Covid-19, financial services, banking, UPI, before and after changes.

Abstract

The COVID-19 pandemic has had a tremendous impact on how individuals utilize financial services, with digital banking quickly becoming the preferred means of banking for many customers. The purpose of this research is to look into the changes in digital banking usage before and after COVID-19, as well as the reasons that influenced these changes. To acquire data on digital banking usage patterns and preferences, a survey was performed among a sample of banking clients from various areas. According to the findings, digital banking usage has expanded dramatically since COVID-19, with consumers choosing to complete their banking activities online. The report also finds that the availability of digital banking services, the convenience of use, security features, and trust in technology are the most important variables driving digital banking adoption. Digital banking has grown in popularity in India, especially since the outbreak of COVID-19. As a result of the pandemic, consumers are compelled to stay at home, and banks have shuttered their physical branches in order to stop the virus from spreading. In our paper, we will look at the trends in the popularity of digital banking in India before and after COVID-19.

How To Cite (APA)

Renusha Talakala, Rayudu Guna Sai Shekhar , & K S V Shyam Kumar (May-2023). DIGITAL BANKING USAGE IN INDIA BEFORE AND AFTER COVID-19 . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(5), b464-b470. https://ijnrd.org/papers/IJNRD2305159.pdf

Issue

Volume 8 Issue 5, May-2023

Pages : b464-b470

Other Publication Details

Paper Reg. ID: IJNRD_194373

Published Paper Id: IJNRD2305159

Downloads: 000121980

Research Area: Management

Country: Bangalore , Karnataka , India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2305159.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2305159

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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Call For Paper

Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Important Dates for Current issue

Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

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