Paper Title
BANKER ATTITUDES AND PERCEPTIONS TOWARDS INSOLVENCY AND BANKRUPTCY CODE 2016 (IBC) IN INDIA: AN EMPIRICAL STUDY ON COMMERCIAL BANKS IN HYDERABAD TELANGANA STATE
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Keywords
Insolvency, Equity holders, Creditors, Banks, Financing and Debts etc.
Abstract
Firms grow by successively investing in new viable projects. If the project succeeds, the firm enjoys windfall gains that can be passed on to the owners – the equity holders. The upside enjoyed by the creditors in such cases is limited to the timely servicing of their debt. However, if the project fails, the liability of the equity holders is limited to their respective shareholding. Once the shareholders are wiped out, all further losses are to be borne by the creditors. Thus, equity holders would prefer more financing by debt since generally, it would be cheaper, and it would increase the return on equity by increasing the leverage of the firm. Since the Indian debt market is dominated by banks, unresolved corporate defaults have a major debilitating effect on the health of banking companies. India has been riddling since decades with the problem of insolvency and bankruptcy issues. Several public sector banks, financial institutions and operational creditors were facing severe credit default risk. Various laws and codes have been passed as a corrective measure, but have proved to be inefficient and failed to provide any kind of relief to the creditors. There was thus a need for reform in insolvency and bankruptcy laws. The present paper focuses on bankers’ perceptions and attitudes towards Insolvency and Bankruptcy Code 2016 (IBC) in India. The present paper is study based on both theoretical and empirical concepts. A well-structured survey questionnaire is used to conduct online interview and for collecting primary data. This research has been done by interviewing 80 bankers who deployed their effort and job in commercial banks in Telangana State.
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How To Cite (APA)
A.Chandra Sekhar & Dr. S. Kavith Devi (March-2023). BANKER ATTITUDES AND PERCEPTIONS TOWARDS INSOLVENCY AND BANKRUPTCY CODE 2016 (IBC) IN INDIA: AN EMPIRICAL STUDY ON COMMERCIAL BANKS IN HYDERABAD TELANGANA STATE. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(3), b341-b345. https://ijnrd.org/papers/IJNRD2303137.pdf
Issue
Volume 8 Issue 3, March-2023
Pages : b341-b345
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Paper Reg. ID: IJNRD_188683
Published Paper Id: IJNRD2303137
Downloads: 000122006
Research Area: Engineering
Author Type: Foreign Author
Country: -, -, -
Published Paper PDF: https://ijnrd.org/papers/IJNRD2303137.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2303137
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