“RATIO ANALYSIS A COMPREHENSIVE STUDY ON FINANCIAL ANALYSIS OF H.D.F.C. BANK”

Registration ID: IJNRD_187856

Published ID: IJNRD2302239

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Manisha Singh, Shyam Upadhyay, Dr. Tejal Shah

Ratio Analysis HDFC Bank financial performance Ratios.

This study has been carried out to evaluate the financial performance of HDFC Bank. HDFC was amongst the first to receive an ‘in principle’ approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. The bank at present has an enviable network of over 6,342 branches spread over cities across India. All branches are linked on an online real time basis. Customers in over 3,226 cities/towns are also servicing through telephone banking. The bank also has a ATMs 18,130 across cities and towns. HDFC Bank provides a number of products and services including wholesale banking and retail banking, treasury, auto loans, two wheeler loans, personal loans, loans against property, consumer durable loans, life style loan, credit cards and the various digital products. The financial performance of above mentioned bank has been evaluated for the past five year’s i.e.2018, 2019, 2020, 2021 and 2022. The data analysed by ratio analysis such as current ratio, liquidity ratio, fixed assets ratio, debt-equity ratio and proprietary ratio and give interpretation to each ratio. In this comparison of balance sheet of past five years are also done and interpretation is given .The HDFC bank is one of the top bank in India. To conclude this article the financial soundness of the bank is satisfactory during the study period.

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Manisha Singh, Shyam Upadhyay, & Dr. Tejal Shah (February-2023). “RATIO ANALYSIS A COMPREHENSIVE STUDY ON FINANCIAL ANALYSIS OF H.D.F.C. BANK” . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 8(2), c314-c328. https://ijnrd.org/papers/IJNRD2302239.pdf

Volume 8 Issue 2, February-2023

Pages : c314-c328

Paper Reg. ID: IJNRD_187856

Published Paper Id: IJNRD2302239

Downloads: 000122256

Research Area: Management

Author Type: Indian Author

Country: Vadodara, Gujarat, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2302239.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2302239

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

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