DIGITAL BANKING: AN INDIAN PERSPECTIVE

DIGITAL BANKING: AN INDIAN PERSPECTIVE

Registration ID: IJNRD_185624

Published ID: IJNRD2301044

DOI: Click Here to Get

Dr. Ajay Kumar

Digitization, transformation, operating cost.

A bank is a financial institution licensed to receive deposits and make loans. Banks also provide financial services such as wealth management, currency exchange and safe deposit boxes etc. Now banks become more advanced in modern times as converted into digital banking. Digital banking is a part of the broader context for the move to online banking, where banking services are delivered over the internet and our door steps. The shift from traditional to digital banking has been gradual and remains ongoing and is constituted by different degrees of banking service digitization. An effective digital transformation begins with an understanding of digital customer behavior, preferences, choices, requirements and aspirations. The present study is based on secondary data. The data has been collected from the various published sources such as articles, publications of Government, banks and websites. The study found that digital banking has reduced operating costs of the banks and leads to more profits for the banks.

Published Paper   E-Certificate

"DIGITAL BANKING: AN INDIAN PERSPECTIVE", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.8, Issue 1, page no.a374-a385, January-2023, Available :https://ijnrd.org/papers/IJNRD2301044.pdf

Volume 8 Issue 1, January-2023

Pages : a374-a385

Paper Reg. ID: IJNRD_185624

Published Paper Id: IJNRD2301044

Downloads: 000121272

Research Area: Commerce

Country: Dharamshala, Himachal Pradesh, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2301044.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2301044

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Publisher: IJNRD (IJ Publication) Janvi Wave

This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

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