Paper Title

USES AND CHALLENGES OF AI IN BANKING INDUSTRY IN INDIA

Article Identifiers

Registration ID: IJNRD_183878

Published ID: IJNRD2211107

DOI: Click Here to Get

Authors

Dr.Deepika Gupta , Dr. Jitin Gambhir

Keywords

Keywords: Artificial intelligence, Machine learning, customer services

Abstract

The arena of artificial intelligence (AI) is a rapidly changing one globally. One of the early users of artificial intelligence is the banking industry. Banks are conduct experiment with and applying technology in a diversity of ways. Every day, artificial intelligence improves and becomes smarter. The purpose of this study is to examine how artificial intelligence (AI) is used in the Indian banking industry and the difficulties that the subdivision has encountered in integrating AI. The study's objective is to investigate AI's applications in India's banking industry. The application of AI has had a significant impact, and it has benefited every customer. Due to the government's initiatives to promote financial inclusion and move India toward a digital economy, AI is essential for banking. This is only possible if India's financial sector uses AI extensively. The banking industry is set to experience a significant game-changing shift because to AI.

How To Cite (APA)

Dr.Deepika Gupta & Dr. Jitin Gambhir (November-2022). USES AND CHALLENGES OF AI IN BANKING INDUSTRY IN INDIA. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 7(11), b53-b63. https://ijnrd.org/papers/IJNRD2211107.pdf

Issue

Volume 7 Issue 11, November-2022

Pages : b53-b63

Other Publication Details

Paper Reg. ID: IJNRD_183878

Published Paper Id: IJNRD2211107

Downloads: 000121994

Research Area: Management

Country: Noida, Uttar Pradesh, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2211107.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2211107

About Publisher

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

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Call For Paper

Call For Paper - Volume 10 | Issue 10 | October 2025

IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.

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Important Dates for Current issue

Paper Submission Open For: October 2025

Current Issue: Volume 10 | Issue 10 | October 2025

Impact Factor: 8.76

Last Date for Paper Submission: Till 31-Oct-2025

Notification of Review Result: Within 1-2 Days after Submitting paper.

Publication of Paper: Within 01-02 Days after Submititng documents.

Frequency: Monthly (12 issue Annually).

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Subject Category: Research Area

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