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Research Paper
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Paper Title

Financial inclusion in India- An overview of Initiatives, Achievements and Challenges

Article Identifiers

Registration ID: IJNRD_183563

Published ID: IJNRD2211029

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Keywords

financial inclusion, financial exclusion, economic correspondent, KCCs, GCCs.

Abstract

Finance has become an integral part of the economy, not only for national economies, but also for the development of societies. To that end, we need a strong financial system to achieve sustainable growth not only in underdeveloped and developing countries, but also in developed countries. The inclusion of Financial allows for equitable and inclusive growth for the nation. Financial inclusion is the provision of affordable, adequate, and timely financial services to vulnerable groups, such as low-income individuals and vulnerable groups without access to basic banking services. In this article, researchers seek to understand financial inclusion and its importance to the overall social and economic development of countries. This study highlights the approaches taken by various Indian banks to achieve the goal of financial inclusion for inclusive growth in India, and reviews the progress made over the past few years and the achievements of the Focus on analytics. Data relevant to this study were collected using various Research journals, articles, reports from RBI, reports from NABARD, and online resources.

How To Cite (APA)

Dr Richa Agrawal & Dr Jitin Gambhir (November-2022). Financial inclusion in India- An overview of Initiatives, Achievements and Challenges. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 7(11), a280-a289. https://ijnrd.org/papers/IJNRD2211029.pdf

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Other Publication Details

Paper Reg. ID: IJNRD_183563

Published Paper Id: IJNRD2211029

Downloads: 000122255

Research Area: Management

Author Type: Indian Author

Country: Ghaziabad, Uttar Pradesh, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD2211029.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2211029

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Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

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Call For Paper - Volume 10 | Issue 12 | December 2025

IJNRD is a Scholarly Open Access, Peer-Reviewed, Refereed, and UGC CARE Journal Publication with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost, and Transparent Peer Review Journal Publication that adheres to the UGC CARE 2025 Peer-Reviewed Journal Policy and aligns with Scopus Journal Publication standards to ensure the highest level of research quality and credibility.

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Important Dates for Current issue

Paper Submission Open For: December 2025

Current Issue: Volume 10 | Issue 12 | December 2025

Impact Factor: 8.76

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