An Empirical Examination of Measures taken by State Bank of India for the Management of Non-performing Assets (NPAs)

Registration ID: IJNRD_183639

Published ID: IJNRD2210154

DOI: http://doi.one/10.1729/Journal.31913

Dr. Rekha Patil , Ravikumar D. Awanti

Financial Institution, Banking, Measures, Financing, Borrowers, NPAs

In practically every sector of the Indian economy, including agriculture, industries of all types and sizes, trade, employment, and infrastructure, banks and financial institutions have made a substantial contribution. The rising trends in deposits and credits talk loudly about how well Indian banks are doing. The non-performing assets (NPAs) in banks' and financial institutions' credit portfolios, however, have developed into a pain during the past few years. In addition to harming the banks' and financial institutions' productivity and profitability, NPAs have also damaged India's banking industry's reputation and the social mores that underpin it. The current situation of NPAs is caused by a variety of causes. The goal of the current study was to determine what causes NPAs in the Indian banking industry. 54 bank branches from 21 public sector banks have been included in the study to help with this goal. The observation was made that banks were not simply correcting (Recovery, Replacement, and Rehabilitation), but also on appropriate preventative actions. choosing a borrower, funding only workable plans, getting the right sanctions, preventing overdrawing, and assuring, Various degrees of cautionary steps (filing a lawsuit and enforcing primary securities) and extreme actions (ensuring proper end usage) for minimising and regulating the threat posed by NPAs.

Published Paper   E-Certificate

Dr. Rekha Patil & Ravikumar D. Awanti (October-2022). An Empirical Examination of Measures taken by State Bank of India for the Management of Non-performing Assets (NPAs). INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 7(10), 241-246. http://doi.one/10.1729/Journal.31913

Volume 7 Issue 10, October-2022

Pages : 241-246

Paper Reg. ID: IJNRD_183639

Published Paper Id: IJNRD2210154

Downloads: 000121988

Research Area: Engineering

Country: -, -, India

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Crossref DOI: http://doi.one/10.1729/Journal.31913

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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