AN EVALUATION OF FINANCIAL PERFORMANCE OF JANA SMALL FINANCE BANK

Registration ID: IJNRD_182323

Published ID: IJNRD2208053

: http://doi.one/10.1729/Journal.38792

Mr. Sushil Kumar Singh, Ms. Purnima Mishra, Prof. Anil Kumar Yadav

Keywords: Microfinance Institutions, Jana Small Finance Bank, Small Finance Banks, Financial Performance.

Small finance banks are one type of Niche banks in India. Banks which holds the license of small finance banks can accept deposit and provide financial helps to unprivileged sections which are not being served by other types of banks. Jana Small Finance Bank (JSFB) is one of the leading small finance banks regulated by reserve bank of India with it headquarter established in Bengaluru, India, which started working from 28th march 2018. This paper is an effort to discuss the origin of Jana Small Finance Bank and bring out the details like how it started as a microfinance institution and then became a micro finance institution. Further, upgrading to Jana Small Finance Bank now stand in the list of leading small financing institutions in India, providing financial services to the needy people and contributing towards nation’s economic growth. Another objective of the study is to analyze the financial position and financial performance of JSFB, such as trend of income and expenditure, net profit, paid-up capital, operating profit, operating profit ratio, degree of operating leverage, earnings before Interest and the tax paid in every financial year. This research paper is based on secondary data and the study period is from 2016-17 to 2020-21.

Published Paper   E-Certificate

Mr. Sushil Kumar Singh, Ms. Purnima Mishra, & Prof. Anil Kumar Yadav (August-2022). AN EVALUATION OF FINANCIAL PERFORMANCE OF JANA SMALL FINANCE BANK . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 7(8), 473-481. http://doi.one/10.1729/Journal.38792

Volume 7 Issue 8, August-2022

Pages : 473-481

Paper Reg. ID: IJNRD_182323

Published Paper Id: IJNRD2208053

Downloads: 000122254

Research Area: Commerce

Author Type: Foreign Author

Country: GORAKHPUR, UTTAR PRADESH, INDIIA

Published Paper PDF: https://ijnrd.org/papers/IJNRD2208053.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2208053

Crossref DOI: http://doi.one/10.1729/Journal.38792

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

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