ASSESSING THE IMPACT OF MICROLOANS ON RURAL POOR

Registration ID: IJNRD_181505

Published ID: IJNRD2205145

DOI: http://doi.one/10.1729/Journal.30360

Dr. Gagandeep Kaur

Keywords: Poverty, Self help Group, Beneficiaries, Microfinance.

ABSTRACT: Poverty is one of the common obstacles of achieving higher growth and enhancing the standard of living of the people in most of the low income countries. Like other low income countries, Government of India has been implementing various schemes and programs to alleviate poverty since independence. In this context attempt has been made to analyze the impact of group loans on income and living standard of rural poor. For this purpose primary data has been collected from 243 households (200 beneficiaries and 43 non beneficiaries). 20 Self Help Groups (consisting 200 households), formed under Government sponsored poverty alleviation programme in district Ferozepur Punjab have been selected. Results of study show that project dairy is somewhat successful but handloom project is unsuccessful. Apart from that study shows positive but not significant impact of microfinance on the standard of living of poor. Also repayment rate is 64% that is very low.

Published Paper   E-Certificate

Dr. Gagandeep Kaur (May-2022). ASSESSING THE IMPACT OF MICROLOANS ON RURAL POOR. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 7(5), 1182-1187. http://doi.one/10.1729/Journal.30360

Volume 7 Issue 5, May-2022

Pages : 1182-1187

Paper Reg. ID: IJNRD_181505

Published Paper Id: IJNRD2205145

Downloads: 000121988

Research Area: Social Science and Humanities 

Country: Moga, Punjab, India

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Crossref DOI: http://doi.one/10.1729/Journal.30360

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

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