Paper Title
A study on observation of banking habits among users in Ahmedabad
Article Identifiers
Authors
Prof. Devrshi Upadhayay , Mr. Ruhshad Anklesaria , Mr. Krushn Modi
Keywords
Observation study, banking habits, banking service
Abstract
This study lays emphasis on the fast changing banking habits of the people of Ahmedabad. The pace of change is getting faster day by day. Today, banks have to focus on smaller deposits and smaller advances and improve their operating efficiency substantially. Multiple banking choices have empowered the customer. Today most customers of the bank do not enter the branch premises for their basic transaction needs. Transactions are done through delivery channels such as ATMs, internet and mobile. Customers do not want to carry cash and this has led to the usage of various forms of plastic cards such as credit cards, debit cards and smart cards. In this changed scenario, banks must be able to recognize and respond to customers whenever, wherever and however they present themselves. The research did give a comparative studies between Private Sector and Public Sector Banks. The research did give a glimpse on what type of customers prefer which services offered by the banks. Keywords: Observation study, banking habits, banking service
Downloads
How To Cite (APA)
Prof. Devrshi Upadhayay , Mr. Ruhshad Anklesaria , & Mr. Krushn Modi (October-2019). A study on observation of banking habits among users in Ahmedabad. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 4(10), 115-128. https://ijnrd.org/papers/IJNRD1910017.pdf
Issue
Volume 4 Issue 10, October-2019
Pages : 115-128
Other Publication Details
Paper Reg. ID: IJNRD_180284
Published Paper Id: IJNRD1910017
Downloads: 000122003
Research Area: Management
Country: Ahmedabad, Gujarat, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD1910017.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD1910017
About Publisher
Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG
Licence
This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition


Publication Timeline
Article Preview: View Full Paper
Call For Paper
IJNRD is a Scholarly Open Access, Peer-reviewed, and Refereed Journal with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost Journal that follows UGC CARE 2025 Peer-Reviewed Journal Policy norms, Scopus journal standards, and Transparent Peer Review practices to ensure quality and credibility. IJNRD provides indexing in all major databases & metadata repositories, a citation generator, and Digital Object Identifier (DOI) for every published article with full open-access visibility.
The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse fields. Its goal is to promote global scientific information exchange among researchers, developers, engineers, academicians, and practitioners. IJNRD serves as a platform where educators and professionals can share research evidence, models of best practice, and innovative ideas, contributing to academic growth and industry relevance.
Indexing Coverage includes Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many more recognized academic repositories.
How to submit the paper?
By Our website
Click Here to Submit Paper Online
Important Dates for Current issue
Paper Submission Open For: October 2025
Current Issue: Volume 10 | Issue 10 | October 2025
Impact Factor: 8.76
Last Date for Paper Submission: Till 31-Oct-2025
Notification of Review Result: Within 1-2 Days after Submitting paper.
Publication of Paper: Within 01-02 Days after Submititng documents.
Frequency: Monthly (12 issue Annually).
Journal Type: IJNRD is an International Peer-reviewed, Refereed, and Open Access Journal with Transparent Peer Review as per the new UGC CARE 2025 guidelines, offering low-cost multidisciplinary publication with Crossref DOI and global indexing.
Subject Category: Research Area
Call for Paper: More Details