Paper Title
Digital Transformation in Indian Banking: Opportunities and Challenges
Article Identifiers
Registration ID: IJNRD_216465
Published ID: IJNRD1805018
: https://doi.org/10.5281/zenodo.10894450
Authors
Keywords
Digital transformation, Indian banking, opportunities, challenges, case studies, future trends, AI, open banking, blockchain
Abstract
The digital transformation of the Indian banking sector presents a paradigm shift in how financial services are delivered, accessed, and managed. This paper explores the opportunities and challenges associated with digital transformation in Indian banking, focusing on key areas such as evolution, current state, opportunities, challenges, case studies, future trends, and outlook. Drawing on insights from industry reports, government initiatives, and case studies of leading banks and fintech startups, the paper provides a comprehensive analysis of the digital banking landscape in India. It highlights the significant growth in digital transactions, mobile banking users, and fintech investments, while also addressing challenges such as infrastructure limitations, cybersecurity threats, and regulatory complexities. Through case studies of successful digital transformation initiatives, the paper underscores the importance of innovation, customer-centricity, and collaboration in driving success in the digital era. Looking ahead, future trends such as AI, open banking, and blockchain are expected to shape the evolution of the Indian banking sector. By embracing these trends and leveraging digital technologies effectively, banks can position themselves for sustainable growth and competitiveness in an increasingly digital-first economy.
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How To Cite (APA)
Dr Ashok Kumar Mishra (May-2018). Digital Transformation in Indian Banking: Opportunities and Challenges . INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 3(5), 98-106. https://doi.org/10.5281/zenodo.10894450
Issue
Volume 3 Issue 5, May-2018
Pages : 98-106
Other Publication Details
Paper Reg. ID: IJNRD_216465
Published Paper Id: IJNRD1805018
Downloads: 000122254
Research Area: Engineering
Author Type: Indian Author
Country: -, -, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD1805018.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD1805018
Crossref DOI: https://doi.org/10.5281/zenodo.10894450
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