Non-Performing Assets in Indian Banking Sector: Causes, Consequences, and Remedies

Registration ID: IJNRD_215424

Published ID: IJNRD1612006

DOI: https://doi.org/10.5281/zenodo.10836801

Dr Ashok Kumar Mishra

Non-performing assets, Indian banking sector, causes, consequences, remedies, regulatory reforms, economic growth, financial stability, Reserve Bank of India.

Non-performing assets (NPAs) pose a significant challenge to the Indian banking sector, impacting financial stability, economic growth, and social welfare. This research paper explores the causes, consequences, and remedies of NPAs in the Indian banking sector. Economic downturns, lax lending practices, and regulatory bottlenecks contribute to the accumulation of NPAs. The consequences of high levels of NPAs include reduced bank profitability, constrained credit availability, and social distress. Regulatory interventions, legislative reforms, and proactive measures by banks are crucial in addressing NPAs. The future outlook for NPAs depends on economic trends, regulatory reforms, and technological advancements. By implementing effective remedial measures, stakeholders can mitigate the adverse effects of NPAs and support the long-term health and stability of the banking sector in India.

Published Paper   E-Certificate

Dr Ashok Kumar Mishra (December-2016). Non-Performing Assets in Indian Banking Sector: Causes, Consequences, and Remedies. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 1(3), 35-42. https://doi.org/10.5281/zenodo.10836801

Volume 1 Issue 3, December-2016

Pages : 35-42

Paper Reg. ID: IJNRD_215424

Published Paper Id: IJNRD1612006

Downloads: 000121993

Research Area: Engineering

Country: -, -, India

Published Paper PDF: https://ijnrd.org/papers/IJNRD1612006.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD1612006

Crossref DOI: https://doi.org/10.5281/zenodo.10836801

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

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